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Southwest Rapid Rewards® Plus Credit Card vs United℠ Explorer Card

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Feature
Basic Information
Issuer
ChaseChase
Card Network
Card Type
Data: 2/2 cards
traveltravel
Card Tier
Data: 2/2 cards
Entry LevelMid Tier
Credit Score
Excellent(750+)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$99$150
Foreign Transaction Fee
NoneNone
Purchase APR
19.24% – 27.74%19.74% – 28.24%
Intro APR
Rewards
Welcome Bonus
Earn 50,000 pointsEarn 50,000 miles
Reward Rate
Data: 2/2 cards
2x pts on gas stations and grocery stores9x miles on united flights
Reward Program
Data: 2/2 cards
Southwest Rapid RewardsUnited MileagePlus
Earning Rates
All other purchases1x pts1x miles
Balance transfers1x ptsOn the first $10,000 of balance transfers made during the first 90 days from account opening.
Dining2x milesIncluding takeout and eligible delivery services
Gas stations and grocery stores2x ptsOn the first $5,000 in combined purchases per anniversary year.
Hotel stays2x milesWhen booked directly with the hotel
Lyft purchases2x ptsEarn 2X points on qualifying Lyft products and services through 12/31/2027.
Southwest Airlines purchases2x ptsIncludes flight, inflight, Southwest gift cards, and Getaways by Southwest packages.
United flights9x miles6x miles on the Primary Cardmember’s fare from United as a MileagePlus member, plus 3x miles on entire United purchase with United Explorer Card.
United purchases3x milesAll other eligible United purchases
Benefits
Key Benefits
  • 7,500 Anniversary Points
  • Baggage Delay Insurance
  • Baggage Insurance Plan
  • +8 more
  • Airport Lounge Access via Priority Pass
  • First checked bag free
  • Global Entry or TSA PreCheck Credit