Card reviewChase
Updated Apr 16, 2026 · research
Southwest Rapid Rewards(Registered Trademark) Plus Credit Card
ChaseSouthwest Rapid RewardsEditorially reviewed

Southwest Rapid Rewards® Plus Credit Card

Earn 50,000 bonus points after you spend $1,000 in the first 3 months from account opening.

Mid TierPersonal
Visa
Credit profile: good
$99
Annual fee
2x pts gas stations and grocery stores
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

50,000 points

$750 estimated value

Spend $1,000 in 90 days

Verifiedissuer

Card Offers

public

50,000 points

Verified

$750 estimated value

Spend $1,000 in 90 days

issuer

Earning Rates

Gas stations and grocery stores
2xpoints

2X points on first $5,000 in combined purchases at gas stations and grocery stores per year

Southwest Airlines purchases
2xpoints

2X points on Southwest Airlines purchases

All other purchases
1xpoints

1X points on all other purchases

Fees

Fee TypeAmount
Annual Fee

Waived first year

$99
Foreign Transaction Fee0%

APR Information

Purchase APR
19.24% - 29.99%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

2 benefits

Elite Status

Statement Credits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

Earn 50,000 bonus points after you spend $1,000 in the first 3 months from account opening. 2X points on Southwest Airlines purchases and on first $5,000 in combined purchases at gas stations and grocery stores per year. 1X points on all other purchases.

Ready to Decide?

Apply for the Southwest Rapid Rewards® Plus Credit Card

50,000 points, worth about $750 estimated value, with a $99 annual fee.

Spend $1,000 in 90 days

Reward Program

Southwest Rapid Rewards

Earns Points

Learn more

Card Categories

TravelSouthwest

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 2 of 2 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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