$229
Annual fee
See the card
Card reviewChase
Updated Aug 6, 2026 · research
ChaseSouthwest Rapid Rewards
Southwest Rapid Rewards® Plus Credit Card
Earn 50,000 bonus points after spending $1,000 in your first 3 months with the Southwest Rapid Rewards® Plus Credit Card.
Entry LevelPersonal
Visa
$99
Annual fee
2x pts gas stations and grocery stores
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
Earn 50,000 points
Spend $1,000 in 90 days
Verifiedlanding page
Card Offers
public
Earn 50,000 points
Spend $1,000 in 90 days
landing page
Earning Rates
Gas stations and grocery stores
2xpoints
On the first $5,000 in combined purchases per anniversary year.
Lyft purchases
2xpoints
Earn 2X points on qualifying Lyft products and services through 12/31/2027.
Southwest Airlines purchases
2xpoints
Includes flight, inflight, Southwest gift cards, and Getaways by Southwest packages.
All other purchases
1xpoints
Balance transfers
1xpoints
On the first $10,000 of balance transfers made during the first 90 days from account opening.
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $99 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.24% - 27.74%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
11 benefits (2 strong or better)
Travel Insurance
Travel Credits
Elite Status
Purchase Protection
Statement Credits
Lifestyle Benefits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
The Southwest Rapid Rewards® Plus Credit Card offers 50,000 bonus points after spending $1,000 on purchases in the first 3 months. It provides opportunities to earn points on Southwest purchases, gas, and groceries, plus annual anniversary points and airline benefits such as standard seat selection and checked bag benefits.
Ready to Decide?
Apply for the Southwest Rapid Rewards® Plus Credit Card
Earn 50,000 points with a $99 annual fee.
Spend $1,000 in 90 days
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 11 of 11 benefits rated high confidence
- 11 source citations across benefits
- 1 of 1 offer verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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