Card reviewChase
Updated Jul 16, 2026 · research
Southwest Rapid Rewards(Registered Trademark) Plus Credit Card
ChaseSouthwest Rapid RewardsEditorially reviewed

Southwest Rapid Rewards® Plus Credit Card

First checked bag free. 3,000 anniversary points each year. Plus, earn 2X points on Southwest Airlines® purchases.

Entry LevelPersonal
Visa
Credit profile: good
$99
Annual fee
2x pts gas stations and grocery stores
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

50,000 points

Spend $1,000 in 90 days

Verifiedprimary page

Card Offers

public

50,000 points

Verified

Spend $1,000 in 90 days

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Earning Rates

Gas stations and grocery stores
2xpoints

On the first $5,000 in combined purchases per anniversary year.

Southwest Airlines purchases
2xpoints
All other purchases
1xpoints

Fees

Fee TypeAmount
Annual Fee$99
Foreign Transaction Fee0%

APR Information

Purchase APR
19.24% - 27.74%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

5 benefits (1 strong or better)

Travel Insurance

Elite Status

Purchase Protection

Purchase Protection

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

Earn 50,000 bonus points after you spend $1,000 on purchases in the first 3 months from account opening. Enjoy 2X points on Southwest Airlines purchases and on first $5,000 in combined purchases at gas stations and grocery stores per year. Benefit from 3,000 anniversary points annually and a 10% flight discount promo code each year.

Ready to Decide?

Apply for the Southwest Rapid Rewards® Plus Credit Card

50,000 points with a $99 annual fee.

Spend $1,000 in 90 days

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them with automated checks.

Last updated:

How it's reviewed

Analyzed by the Rewardopedia Engine.

Data Quality
  • 5 of 5 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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