Card comparisonSide by side
TD Business Solutions Credit Card vs TD Cash Secured Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | TD Bank | TD Bank |
Card Network | ||
Card Type Data: 2/2 cards | business | secured |
Card Tier Data: 2/2 cards | Entry Level | Entry Level |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $29 |
Foreign Transaction Fee | Yes (3%) | Yes (3%) |
Purchase APR | 17.49% – 27.49% | 26.49% |
Intro APR | 0% for 12 months | — |
| Rewards | ||
Welcome Bonus | Earn $400 | — |
Bonus Value | $400 | — |
Reward Rate Data: 2/2 cards | 2% back on all eligible purchases | 3% back on choice 3% spend category |
Reward Program Data: 2/2 cards | Cash Back rewards | TD Cash Secured Credit Card Cash Back |
| Earning Rates | ||
| All eligible purchases | 2% backUnlimited 2% Cash Back on all eligible purchases; no rotating Spend Categories, no caps or limits as long as the credit card account is open and in good standing. | — |
| Choice 2% Spend Category | — | 2% backEvery quarter, choose your 2% Spend Category. At account opening, this defaults to Grocery Stores; within 30 days of account opening there is a one-time opportunity to change the initially assigned category for the first calendar quarter following account opening. |
| Choice 3% Spend Category | — | 3% backEvery quarter, choose your 3% Spend Category. At account opening, this defaults to Dining; within 30 days of account opening there is a one-time opportunity to change the initially assigned category for the first calendar quarter following account opening. |
| Other purchases | — | 1% backEarn 1% Cash Back on other purchases. Eligible purchases do not include purchases of cash equivalents, money orders, gift cards, or reloading gift cards. Groceries purchased from superstores and/or warehouse clubs may only earn 1% Cash Back. |
| Benefits | ||
Key Benefits |
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