Card comparisonSide by side
TD Cash Credit Card vs TD First Class Visa Signature Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | TD Bank | TD Bank |
Card Network | ||
Card Type Data: 2/2 cards | cashback | travel |
Card Tier Data: 0/2 cards | — | — |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $89 |
Foreign Transaction Fee | Yes (3%) | None |
Purchase APR | 18.49% – 28.49% | 16.74% |
Intro APR | 0% for 15 months | — |
| Rewards | ||
Welcome Bonus | Earn $200 | Earn 25,000 miles |
Bonus Value | $200 | $250 |
Reward Rate Data: 2/2 cards | 3% back on chosen top spend category | 3x miles on travel and dining purchases, including flights, hotels, car rentals, cruises and dining |
Reward Program Data: 2/2 cards | TD Cash Credit Card Rewards | TD First Class miles |
| Earning Rates | ||
| All other purchases | 1% backEarn unlimited 1% Cash Back on all other eligible purchases. | — |
| Chosen second Spend Category | 2% backEarn unlimited 2% Cash Back on the second Spend Category you choose each quarter. At account opening, the default 2% category is Grocery Stores. Available Spend Categories are Dining, Entertainment, Gas, Grocery Stores and Travel. Superstores and warehouse clubs only qualify for 1 point regardless of merchant category code. | — |
| Chosen top Spend Category | 3% backEarn unlimited 3% Cash Back on the Spend Category you choose each quarter. At account opening, the default 3% category is Dining. Available Spend Categories are Dining, Entertainment, Gas, Grocery Stores and Travel. Superstores and warehouse clubs only qualify for 1 point regardless of merchant category code. | — |
| all other purchases | — | 1x milesMiles never expire as long as your account is open and in good standing. |
| travel and dining purchases, including flights, hotels, car rentals, cruises and dining | — | 3x miles |
| Benefits | ||
Key Benefits |
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