Card reviewTD Bank
Updated Jul 2, 2026 · research
TD First Class Visa Signature Credit Card
TD BankTD First Class milesEditorially reviewed

TD First Class Visa Signature Credit Card

Earn 25,000 bonus miles when you spend $3,000 within the first 6 billing cycles, plus 3X miles on travel and dining and 1X miles on all other purchases.

Personal
Visa
$89
Annual fee
3x miles travel and dining purchases, including flights, hotels, car rentals, cruises and dining
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

25,000 miles

$250 estimated value

Spend $3,000 in 180 days

Verifiedissuer page

Card Offers

public

25,000 miles

Verified

$250 estimated value

Spend $3,000 in 180 days

issuer page

Earning Rates

travel and dining purchases, including flights, hotels, car rentals, cruises and dining
3xmiles
all other purchases
1xmiles

Miles never expire as long as your account is open and in good standing.

Fees

Fee TypeAmount
Annual Fee

Waived first year

$89
Foreign Transaction Fee0%

APR Information

Purchase APR
16.74%
Balance Transfer APR
16.74%0% intro APR for 12 months
Cash Advance APR
28.74%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

4 benefits

Travel Credits

Purchase Protection

Lifestyle Benefits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

TD First Class Visa Signature Credit Card earns First Class miles, including 3X miles on travel and dining purchases and 1X miles on all other purchases. The card has an $89 annual fee waived the first year and a $0 foreign transaction fee.

Ready to Decide?

Apply for the TD First Class Visa Signature Credit Card

25,000 miles, worth about $250 estimated value, with a $89 annual fee.

Spend $3,000 in 180 days

Credit card

TD First Class miles

Earns Miles

Card Categories

TravelDiningMiles Rewards

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 4 of 4 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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