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Platinum Card® vs World of Hyatt Credit Card

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Feature
Basic Information
Issuer
American ExpressChase
Card Network
Card Type
Data: 2/2 cards
traveltravel
Card Tier
Data: 2/2 cards
LuxuryMid Tier
Credit Score
Good(700-749)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$895$95
Foreign Transaction Fee
NoneNone
Purchase APR
19.49% – 28.49%19.24% – 27.74%
Intro APR
Rewards
Welcome Bonus
Earn 175,000 pointsEarn 30,000 points
Bonus Value
$1,750$300
Reward Rate
Data: 2/2 cards
5x pts on flights booked directly with airlines or through american express travel4x pts on hyatt hotels and resorts
Reward Program
Data: 2/2 cards
Membership RewardsWorld of Hyatt
Earning Rates
All other purchases1x pts
Flights booked directly with airlines or through American Express Travel5x ptsOn up to $500,000 on these purchases per calendar year.
Flights booked directly with airlines or through AmexTravel.com5x ptsOn up to $500,000 per calendar year, then 1x
Hyatt hotels and resorts4x ptsQualifying purchases made at Hyatt hotels and resorts participating in the World of Hyatt Program
Prepaid hotels booked on American Express Travel5x ptsPrepaid hotels must be booked on American Express Travel.
Prepaid hotels booked through AmexTravel.com5x pts
airline tickets2x ptsPurchased directly from the airline
all other purchases1x pts
fitness clubs and gym memberships2x pts
local transit and commuting2x pts
restaurants2x ptsExcluding dining purchases that qualify for 4 Bonus Points
Benefits
Key Benefits
  • $100 Saks Fifth Avenue Credit
  • $120 Uber One Credit
  • $155 Walmart+ Credit
  • +31 more
  • Annual Free Night Award
  • Discoverist Status