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U.S. Bank Cash+® Secured Visa® Card vs U.S. Bank Secured Visa® Card

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Feature
Basic Information
Issuer
US BankUS Bank
Card Network
Card Type
Data: 2/2 cards
securedsecured
Card Tier
Data: 2/2 cards
Entry LevelEntry Level
Credit Score
Fair(650-699)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$0$0
Foreign Transaction Fee
Purchase APR
Intro APR
Rewards
Welcome Bonus
Reward Rate
Data: 1/2 cards
5% back on chosen 5% categories
Reward Program
Data: 1/2 cards
U.S. Bank Cash+ Rewards
Earning Rates
All other eligible purchases1% backEarns 1% cash back on all other eligible purchases.
Chosen 2% Everyday Category2% backEarns 2% cash back on Net Purchases in your choice of one everyday category (like gas stations/EV charging, grocery stores/grocery delivery, or restaurants). Excludes discount stores/supercenters and wholesale clubs.
Chosen 5% Categories5% backEarns 5% cash back on your first $2,000 in combined Net Purchases each quarter in two categories you choose and enroll in. Purchases over $2,000 earn 1%. Excludes discount stores, supercenters, and wholesale clubs.
Prepaid Travel Center Booking5% backEarns 5% cash back on prepaid air, hotel and car reservations booked directly in the Travel Center when you use this card.
Benefits
Key Benefits
  • Automatic Graduation Path
  • Choose your payment due date
  • Refundable Security Deposit
  • +2 more
  • Choose your payment due date
  • Digital Wallet Technology
  • Free Credit Score Access
  • +2 more