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U.S. Bank Cash+® Secured Visa® Card vs Wells Fargo Autograph® Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | US Bank | Wells Fargo |
Card Network | ||
Card Type Data: 2/2 cards | secured | travel |
Card Tier Data: 2/2 cards | Entry Level | Entry Level |
Credit Score | — | Good(700-749) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | — | None |
Purchase APR | — | 18.49% – 28.49% |
Intro APR | — | 0% for 12 months |
| Rewards | ||
Welcome Bonus | — | Earn 20,000 points |
Reward Rate Data: 2/2 cards | 5% back on chosen 5% categories | 3x pts on gas |
Reward Program Data: 2/2 cards | U.S. Bank Cash+ Rewards | Wells Fargo Rewards |
| Earning Rates | ||
| All other eligible purchases | 1% backEarns 1% cash back on all other eligible purchases. | — |
| Chosen 2% Everyday Category | 2% backEarns 2% cash back on Net Purchases in your choice of one everyday category (like gas stations/EV charging, grocery stores/grocery delivery, or restaurants). Excludes discount stores/supercenters and wholesale clubs. | — |
| Chosen 5% Categories | 5% backEarns 5% cash back on your first $2,000 in combined Net Purchases each quarter in two categories you choose and enroll in. Purchases over $2,000 earn 1%. Excludes discount stores, supercenters, and wholesale clubs. | — |
| Gas | — | 3x ptsIncludes gas stations, automated fuel dispensers, and electric vehicle charging stations. |
| Other purchases | — | 1x ptsEarn 1X base point on all other eligible net purchases. |
| Phone plans | — | 3x ptsIncludes landline and cell phone telecommunication providers. |
| Popular Streaming Services | — | 3x ptsIncludes select cable, pay television, and subscription services. |
| Prepaid Travel Center Booking | 5% backEarns 5% cash back on prepaid air, hotel and car reservations booked directly in the Travel Center when you use this card. | — |
| Restaurants | — | 3x ptsIncludes eating places, restaurants, drinking places, fast food, and caterers. |
| Transit | — | 3x ptsIncludes passenger railway, taxis, limousines, ferries, toll bridges, highways, parking lots, and garages. |
| Travel | — | 3x ptsIncludes airline, hotel/motel, timeshare, vehicle/auto rental, cruise lines, travel agencies, discount travel sites, and campgrounds. |
| Benefits | ||
Key Benefits |
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