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U.S. Bank Cash+® Secured Visa® Card vs Xbox Mastercard

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Feature
Basic Information
Issuer
US BankBarclays
Card Network
Card Type
Data: 2/2 cards
securedrewards
Card Tier
Data: 2/2 cards
Entry LevelEntry Level
Credit Score
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$0$0
Foreign Transaction Fee
3%
Purchase APR
19.24% – 29.99%
Intro APR
Rewards
Welcome Bonus
Earn 5,000 points
Reward Rate
Data: 2/2 cards
5% back on chosen 5% categories5x pts on eligible products at the digital microsoft store
Reward Program
Data: 2/2 cards
U.S. Bank Cash+ RewardsXbox Mastercard Card Points
Earning Rates
All other eligible purchases1% backEarns 1% cash back on all other eligible purchases.
Chosen 2% Everyday Category2% backEarns 2% cash back on Net Purchases in your choice of one everyday category (like gas stations/EV charging, grocery stores/grocery delivery, or restaurants). Excludes discount stores/supercenters and wholesale clubs.
Chosen 5% Categories5% backEarns 5% cash back on your first $2,000 in combined Net Purchases each quarter in two categories you choose and enroll in. Purchases over $2,000 earn 1%. Excludes discount stores, supercenters, and wholesale clubs.
Eligible dining delivery services3x ptsIncludes select dining delivery merchants such as Grubhub and DoorDash.
Eligible products at the digital Microsoft Store5x ptsIncludes digital stores, apps, consoles, and Xbox Design Lab; exclusions apply.
Eligible streaming services3x ptsIncludes select video, music, and ebook streaming merchants.
Everyday purchases1x pts
Prepaid Travel Center Booking5% backEarns 5% cash back on prepaid air, hotel and car reservations booked directly in the Travel Center when you use this card.
Benefits
Key Benefits
  • Automatic Graduation Path
  • Choose your payment due date
  • Refundable Security Deposit
  • +2 more
  • 3 months of Game Pass Ultimate
  • Complimentary FICO Score
  • Personalize your card
  • +1 more