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U.S. Bank Cash+® Visa Signature® Card vs U.S. Bank Shield® Visa® Card

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Feature
Basic Information
Issuer
US BankUS Bank
Card Network
Card Type
Data: 2/2 cards
cashbackbalance transfer
Card Tier
Data: 2/2 cards
PremiumEntry Level
Credit Score
Good(700-749)Good(700-749)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$0$0
Foreign Transaction Fee
NoneNone
Purchase APR
17.74% – 27.99%16.99% – 27.99%
Intro APR
0% for 15 months0% for ? months
Rewards
Welcome Bonus
Earn $250Earn 0 points
Bonus Value
$250
Reward Rate
Data: 2/2 cards
5% back on prepaid travel center bookings4% back on travel center prepaid bookings
Reward Program
Data: 2/2 cards
U.S. Bank Cash+ RewardsU.S. Bank Shield Cash Rewards
Earning Rates
All Other Eligible Purchases1% backStandard rate on non-category purchases or on chosen category spend exceeding the quarterly cap.
One Chosen Everyday Category2% backOn one everyday category chosen each quarter (e.g., gas/EV charging, grocery stores, or restaurants). Excludes discount stores, supercenters, and wholesale clubs.
Prepaid Travel Center Bookings5% backMust be booked directly in the U.S. Bank Travel Center using your Cash+ Card.
Travel Center prepaid bookings4% backApplies to prepaid air, hotel, and car reservations booked directly in the Travel Center using your card.
Two Chosen Categories5% backOn the first $2,000 in combined eligible purchases each quarter on two categories you choose (e.g., cell phone, department stores, fast food). Purchases over cap earn 1%.
Benefits
Key Benefits
  • $0 Fraud Liability protection
  • No Foreign Transaction Fees
  • $0 Fee U.S. Bank ExtendPay® Plan
  • $20 Annual Statement Credit
  • 0% Intro APR on Balance Transfers
  • +2 more