Card comparisonSide by side
U.S. Bank Cash+® Visa Signature® Card vs Wells Fargo Reflect® Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | US Bank | Wells Fargo |
Card Network | ||
Card Type Data: 2/2 cards | cashback | balance transfer |
Card Tier Data: 2/2 cards | Entry Level | Entry Level |
Credit Score | Good(700-749) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | Yes (3%) |
Purchase APR | 17.74% – 27.99% | 17.49% – 28.24% |
Intro APR | 0% for 15 months | 0% for 21 months |
| Rewards | ||
Welcome Bonus | Earn $250 | — |
Bonus Value | $250 | — |
Reward Rate Data: 1/2 cards | 5% back on prepaid travel center booking | — |
Reward Program Data: 1/2 cards | U.S. Bank Cash+ Rewards | — |
| Earning Rates | ||
| All Other Purchases | 1% backOn all other eligible purchases, including purchases over the quarterly 5% cap. | — |
| One Chosen 2% Everyday Category | 2% backOn one everyday category you choose quarterly, like gas, grocery stores, or restaurants. Excludes discount stores, supercenters, and wholesale clubs. | — |
| Prepaid Travel Center Booking | 5% backOn prepaid air, hotel, and car reservations booked directly through the U.S. Bank Travel Center. | — |
| Two Chosen 5% Categories | 5% backOn your first $2,000 in combined eligible purchases each quarter on two categories you choose. Enrollment required. | — |
| Benefits | ||
Key Benefits |
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