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UnitedSM Explorer Card vs World of Hyatt Credit Card

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Feature
Basic Information
Issuer
ChaseChase
Card Network
Card Type
Data: 2/2 cards
traveltravel
Card Tier
Data: 2/2 cards
Mid TierMid Tier
Credit Score
Excellent(750+)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$150$95
Foreign Transaction Fee
None
Purchase APR
19.74% – 28.24%19.24% – 27.74%
Intro APR
Rewards
Welcome Bonus
Earn 60,000 milesEarn 75,000 points
Reward Rate
Data: 2/2 cards
9x miles on eligible united flights9x pts on hyatt hotels and resorts
Reward Program
Data: 2/2 cards
United MileagePlusWorld of Hyatt
Earning Rates
Airline tickets purchased directly from the airline2x ptsMust be purchased directly with the airline.
All other purchases1x miles1x ptsStandard base earning rate.
Dining2x milesIncludes restaurants, takeout and eligible delivery services.
Eligible United flights9x milesTotal includes 6x miles from United on the primary cardmember's fare as a MileagePlus member plus 3x miles on the United purchase with the card; mileage earning differs for Basic Economy or base option tickets.
Fitness club and gym memberships2x pts
Hotel stays2x milesWhen purchased directly with the hotel.
Hyatt Hotels and Resorts9x ptsEarns 4 Bonus Points per $1 spent on qualifying Hyatt purchases, plus 5 Base Points from Hyatt for being a World of Hyatt member.
Local transit and commuting2x ptsIncludes mass transit, tolls, and rideshares.
Other eligible United purchases3x milesIncludes airline tickets purchased from United and eligible United purchases such as seat upgrades, Economy Plus, inflight purchases, baggage service charges, other United fees, and United Card Events from Chase.
Restaurants2x ptsIncludes dining out and delivery.
Benefits
Key Benefits
  • $100 United Hotels Credit
  • 10,000-mile award flight discount
  • 25% back on eligible United onboard purchases
  • +10 more
  • Annual Free Night
  • Baggage Delay Insurance
  • Baggage Insurance Plan
  • +4 more