$0
Annual fee
See the card
Card reviewDiscover
Updated Jul 3, 2026 · researchDI
DiscoverDiscover Cashback BonusEditorially reviewed
Discover it® Cash Back Credit Card
No-annual-fee cash back card with 5% rotating quarterly cash back when activated, first-year Cashback Match, and 15-month intro APR on purchases and balance transfers.
Entry LevelPersonal
Discover
$0
Annual fee
5% back rotating quarterly categories
Top rate
N/A
Foreign fee
N/A
Rating
Current Welcome Offer
0 cashback
Verifiedofficial page
Card Offers
public
0 cashback
official page
Earning Rates
Rotating quarterly categories
5%cash back
Earn 5% cash back at different places each quarter, up to the quarterly maximum when you activate. Page examples include grocery stores, restaurants, gas stations, and more.
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
APR Information
- Purchase APR
- 17.49% - 26.49%0% intro APR for 15 months
- Balance Transfer APR
- 17.49% - 26.49%0% intro APR for 15 months
- Cash Advance APR
- 28.49%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
6 benefits (1 strong or better) including 1 hidden gems
Purchase Protection
Lifestyle Benefits
Other Insurance
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
The Discover it® Cash Back Credit Card is a no-annual-fee cash back credit card with 5% cash back at different places each quarter up to the quarterly maximum when activated, an unlimited first-year Cashback Match for new cardmembers, and a 0% intro APR for 15 months on purchases and balance transfers.
Ready to Decide?
Apply for the Discover it® Cash Back Credit Card
0 cashback with no annual fee.
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them through editorial review.
Last updated:
Editorial Review
Pending editorial review.
Data Quality
- 6 of 6 benefits rated high confidence
- 1 of 1 offer verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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