$99
Annual fee
See the card
Card reviewChase
Updated Sep 11, 2026 · research
ChaseIberia Club
Iberia Visa Signature® Credit Card
Iberia Visa Signature® Credit Card has a $95 annual fee and no foreign transaction fee at 0%. The welcome offer is 75,000 points with a $5,000 spend requirement.
Mid TierPersonal
Visa
$95
Annual fee
3x pts flight purchases made directly with iberia, british airways, level, and aer lingus
Top rate
None
Foreign fee
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
Current Welcome Offer
Earn 75,000 points
Spend $5,000 in 90 days
card product page
Card Offers
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
public
Earn 75,000 points
Spend $5,000 in 90 days
card product_page
Earning Rates
flight purchases made directly with Iberia, British Airways, LEVEL, and Aer Lingus
3xpoints
Purchases must be made directly with the airline.
Iberia, British Airways, and Aer Lingus flight purchases
3xpoints
Iberia, British Airways, LEVEL, and Aer Lingus flight purchases
3xpoints
On flight purchases made directly with Iberia, British Airways, LEVEL, and Aer Lingus
Iberia, British Airways, LEVEL, and Aer Lingus flight purchases made directly with the airline
3xpoints
hotel accommodations
2xpoints
Hotel accommodations must be purchased directly with the hotel.
hotel accommodations booked directly with the hotel
2xpoints
When purchased directly with the hotel
Hotel accommodations purchased directly with the hotel
2xpoints
all other purchases
1xpoints
All other purchases
1xpoints
Pros & Cons
Pros
- No foreign transaction fee at 0%.
Cons
- The annual fee is $95 and is not waived for the first year.
Key Takeaways
- The base earning rate is 1 point.
- The spend requirement timeframe is 90 days.
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $95 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.24% - 29.99%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
19 benefits (3 strong or better) including 2 hidden gems
Travel Insurance
Travel Credits
Purchase Protection
Statement Credits
Lifestyle Benefits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
Frequently Asked Questions
What is the purchase APR?
The purchase APR is 29.99%.
About This Card
For people who accept a $95 annual fee and want no foreign transaction fee at 0%.
The Iberia Visa Signature Credit Card earns Avios on Iberia-family airline flights, directly booked hotel stays, and all other purchases, with Iberia flight discounts and travel and purchase protections.
The card has no foreign transaction fee at 0%.
Ready to Decide?
Apply for the Iberia Visa Signature® Credit Card
Earn 75,000 points with a $95 annual fee.
Spend $5,000 in 90 days
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
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Rewards program
Iberia Club
Earns Points
Card Categories
TravelAirlineCo-brandedNo Foreign Transaction FeeHotel
Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 18 of 19 benefits rated high confidence
- 19 source citations across benefits
- 1 of 1 offer verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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