Card reviewChase
Updated Sep 5, 2026 · research
IM
ChaseInstacart Mastercard Cash Back

Instacart Mastercard1052

Turn everyday shopping into everyday rewards with 5% cash back on Instacart and Chase Travel purchases.

Personal
Mastercard
$0
Annual fee
5% back chase travel purchases
Top rate
None
Foreign fee
N/A
Rating

We may earn a commission when you apply or book through our links, at no extra cost to you. It never changes our editorial inclusion, rankings, or verdicts.

Earning Rates

Chase Travel purchases
5%cash back
qualifying Instacart purchases
5%cash back

on your first $6,000 spent annually on qualifying Instacart.com and Instacart app purchases

Gas Stations
2%cash back
Restaurants
2%cash back

including orders on Instacart powered by Uber Eats

select streaming services
2%cash back
all other purchases
1%cash back

Fees

Fee TypeAmount
Annual Fee$0
Foreign Transaction Fee0%

APR Information

Purchase APR
18.24% - 27.74%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

3 benefits

Statement Credits

Lifestyle Benefits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

Turn everyday shopping into everyday rewards. Earn 5% cash back on qualifying Instacart purchases on your first $6,000 spent annually, 5% cash back on Chase Travel purchases, and 2% cash back at restaurants, gas stations, and on select streaming services. Plus, 1% cash back on all other purchases.

Ready to Decide?

Apply for the Instacart Mastercard1052

Current offer available with no annual fee.

We may earn a commission when you apply or book through our links, at no extra cost to you. It never changes our editorial inclusion, rankings, or verdicts.

Rewards program

Instacart Mastercard Cash Back

Earns Cash Back

Card Categories

Cash backNo Annual FeeNo Foreign Transaction FeeGroceriesDining

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them with automated checks.

Last updated:

How it's checked

Analyzed by the Rewardopedia Engine.

Data Quality
  • 3 of 3 benefits rated high confidence
  • 3 source citations across benefits
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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