Card reviewCiti
Updated Sep 8, 2026 · research
LM
CitiBean Bucks

L.L.Bean Mastercard

Earn Bean Bucks everywhere you shop with no annual fee.

Personal
Mastercard
$0
Annual fee
5% back l.l.bean
Top rate
3%
Foreign fee
N/A
Rating

We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.

Earning Rates

L.L.Bean
5%cash back
Restaurants
2%cash back
all other purchases
1%cash back

Fees

Fee TypeAmount
Annual Fee$0
Foreign Transaction Fee3%

APR Information

Purchase APR
19.49% - 30.49%
Balance Transfer APR
19.49% - 30.49%
Cash Advance APR
32.49%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

2 benefits

Lifestyle Benefits

Other Insurance

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

Earn Bean Bucks with the L.L.Bean Mastercard: 5% at L.L.Bean, 2% at restaurants and 1% on other purchases everywhere Mastercard is accepted. 1 Bean Buck equals $1 in savings on L.L.Bean purchases. Includes exclusive cardmember benefits at L.L.Bean and has no annual fee.

Ready to Decide?

Apply for the L.L.Bean Mastercard

Current offer available with no annual fee.

We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.

Rewards program

Bean Bucks

Earns Cash Back

Card Categories

ShoppingNo Annual FeeCo-brandedDiningEveryday spending

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them with automated checks.

Last updated:

How it's checked

Analyzed by the Rewardopedia Engine.

Data Quality
  • 2 of 2 benefits rated high confidence
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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