$99
Annual fee
See the card
Card reviewAmerican Express
Updated Sep 11, 2026 · research
American ExpressMarriott Bonvoy
Marriott Bonvoy Business Credit Card
Marriott Bonvoy Business® Credit Card has an annual fee of $125, which is not waived for the first year. Its purchase APR ranges from 19.49% to 28.49%. The card earns 2 points. The welcome offer is 100,000 points with a $8,000 spend requirement.
Mid TierBusiness
American Express
$125
Annual fee
6x pts at hotels participating in marriott bonvoy
Top rate
None
Foreign fee
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
Current Welcome Offer
Earn 100,000 points
Spend $8,000 in 180 days
Card Offers
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
public
Earn 100,000 points
Spend $8,000 in 180 days
Earning Rates
At Hotels participating in Marriott Bonvoy
6xpoints
Per dollar on eligible purchases at hotels participating in Marriott Bonvoy.
hotels participating in Marriott Bonvoy
6xpoints
Per dollar on eligible purchases at hotels participating in Marriott Bonvoy
restaurants worldwide
4xpoints
On eligible purchases at restaurants worldwide
restaurants worldwide, U.S. gas stations, wireless telephone services and U.S. shipping
4xpoints
At restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
restaurants worldwide, U.S. gas stations, wireless telephone services, U.S. shipping
4xpoints
4X for purchases at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping
U.S. gas stations
4xpoints
On gasoline at U.S. gas stations
U.S. purchases for shipping
4xpoints
On purchases made from merchants in the U.S. for shipping
wireless telephone services purchased directly from U.S. service providers
4xpoints
On wireless telephone services purchased directly from U.S. service providers
On Other Purchases
2xpoints
other purchases
2xpoints
Other Purchases
2xpoints
2X on all other eligible purchases
Pros & Cons
Pros
- No foreign transaction fee applies at 0%.
Cons
- The annual fee is $125 and is not waived for the first year.
Key Takeaways
- The annual fee is $125 and is not waived for the first year.
- The card has no foreign transaction fee at 0%.
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $125 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.49% - 28.49%
- Cash Advance APR
- 28.74%
- Penalty APR
- 29.99%May apply if you pay late
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
11 benefits
Travel Insurance
Travel Credits
Elite Status
Purchase Protection
Lifestyle Benefits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
Frequently Asked Questions
Does the card have an annual fee?
Yes, the annual fee is $125 and it is not waived for the first year.
About This Card
For people who want no foreign transaction fee at 0%.
Marriott Bonvoy Business Credit Card with $125 annual fee. Earns 6X points at participating Marriott Bonvoy hotels, 4X at restaurants worldwide, U.S. gas stations, wireless telephone services and U.S. shipping purchases, and 2X on other purchases. Includes Gold Elite status, annual Free Night Award, 15 Elite Night Credits and no foreign transaction fees.
The card has no foreign transaction fee at 0%.
Ready to Decide?
Apply for the Marriott Bonvoy Business Credit Card
Earn 100,000 points with a $125 annual fee.
Spend $8,000 in 180 days
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
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Hotel program
Marriott Bonvoy
Earns Points
Card Categories
TravelHotelBusinessCo-brandedDiningNo Foreign Transaction Fee
Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 10 of 11 benefits rated high confidence
- 11 source citations across benefits
- 0 of 1 offer verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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