Card reviewCiti
Updated Sep 8, 2026 · research
Citi / AAdvantage Business card
CitiAmerican Airlines AAdvantage

Citi / AAdvantage Business card

For business owners

Business
Mastercard
$99
Annual fee
2x miles car rental merchants and gas stations
Top rate
None
Foreign fee
N/A
Rating

We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.

Current Welcome Offer

Earn 65,000 miles

Spend $4,000 in 120 days

card detail page

Card Offers

We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.

public

Earn 65,000 miles

Spend $4,000 in 120 days

card detail_page

Earning Rates

car rental merchants and gas stations
2xmiles
eligible American Airlines purchases
2xmiles
telecommunications merchants and cable and satellite providers
2xmiles
all other purchases
1xmiles

Fees

Fee TypeAmount
Annual Fee

Waived first year

$99
Foreign Transaction Fee0%

APR Information

Purchase APR
19.49% - 28.49%
Cash Advance APR
29.74%
Penalty APR
29.99%May apply if you pay late

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

4 benefits

Travel Credits

Elite Status

Lifestyle Benefits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

Business credit card earning AAdvantage miles on eligible American Airlines purchases, car rentals, gas, telecom and other purchases, with preferred boarding, first checked bag free and no foreign transaction fees.

Ready to Decide?

Apply for the Citi / AAdvantage Business card

Earn 65,000 miles with a $99 annual fee.

Spend $4,000 in 120 days

We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.

Airline program

American Airlines AAdvantage

Earns Miles

Card Categories

BusinessAirlineTravelCo-brandedNo Foreign Transaction Fee

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them with automated checks.

Last updated:

How it's checked

Analyzed by the Rewardopedia Engine.

Data Quality
  • 4 of 4 benefits rated high confidence
  • 4 source citations across benefits
  • 0 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

Found an error? Report it here.