$0
Annual fee
$250
Bonus value
See the card
Card reviewBank of America
Updated Jul 3, 2026 · researchNC
Bank of AmericaWorldPoints®Editorially reviewed
Norwegian Cruise Line® World Mastercard®
No-annual-fee Norwegian Cruise Line World Mastercard earning 3x points on Norwegian purchases, 2x on eligible air and hotel purchases and 1x on all other purchases, with no foreign transaction fees.
Personal
Mastercard
$0
Annual fee
3x pts norwegian purchases
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
20,000 points
$200 estimated value
Spend $1,000 in 90 days
Verifiedofficial product page
Card Offers
public
20,000 points
$200 estimated value
Spend $1,000 in 90 days
official product_page
Earning Rates
Norwegian purchases
3xpoints
Eligible air and hotel purchases
2xpoints
All other purchases
1xpoints
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 17.49% - 27.49%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
5 benefits
Travel Credits
Purchase Protection
Lifestyle Benefits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
The Norwegian Cruise Line® World Mastercard® earns WorldPoints® points: 3 points per $1 on Norwegian purchases, 2 points per $1 on eligible air and hotel purchases, and 1 point per $1 on all other purchases. It has no annual fee and no foreign transaction fees. The online offer is 20,000 bonus points after $1,000 or more in purchases in the first 90 days of account opening, redeemable for $200 off a Norwegian cruise or onboard credit.
Ready to Decide?
Apply for the Norwegian Cruise Line® World Mastercard®
20,000 points, worth about $200 estimated value, with no annual fee.
Spend $1,000 in 90 days
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them through editorial review.
Last updated:
Editorial Review
Pending editorial review.
Data Quality
- 4 of 5 benefits rated high confidence
- 1 of 1 offer verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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