Card reviewChase
Updated Apr 16, 2026 · research
Sapphire Reserve for Business (Service Mark) credit card
ChaseChase Ultimate Rewards

Sapphire Reserve for BusinessSM card

Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening.

PremiumBusiness
Visa
Credit profile: excellent
$795
Annual fee
8x pts chase travelsm
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

Earn 150,000 points

Spend $20,000 in 90 days

Verifiedissuer

Card Offers

public

Earn 150,000 points

Verified

Spend $20,000 in 90 days

issuer

Earning Rates

Chase TravelSM
8xpoints

on all purchases through Chase TravelSM, including The EditSM

Lyft rides
5xpoints

through 9/30/27

flights & hotels booked direct
4xpoints
social media & search engine advertising
3xpoints
all other purchases
1xpoints

Fees

Fee TypeAmount
Annual Fee$795
Foreign Transaction Fee0%

APR Information

Purchase APR
20.99% - 28.99%
Balance Transfer APR
20.99% - 28.99%
Cash Advance APR
29.99%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

1 benefits

Travel Credits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The Sapphire Reserve for BusinessSM card offers 8x points on all purchases through Chase TravelSM, including The EditSM, 5x total points on Lyft rides through 9/30/27, 4x points on flights & hotels booked direct, 3x points on social media & search engine advertising, and 1x points on all other purchases.

Ready to Decide?

Apply for the Sapphire Reserve for BusinessSM card

Earn 150,000 points with a $795 annual fee.

Spend $20,000 in 90 days

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them with automated checks.

Last updated:

How it's checked

Analyzed by the Rewardopedia Engine.

Data Quality
  • 1 of 1 benefits rated high confidence
  • 1 source citations across benefits
  • 1 of 1 offer verified
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Read our full methodology for how we collect, verify, and rate credit cards.

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