$95
Annual fee
See the card
Card reviewCapital One
Updated Sep 11, 2026 · research
Capital OneSpark Cash Plus Cash Back Rewards
Spark 2% Cash Plus Card
Unlimited 2% cash back on every purchase for business with no preset spending limit.
Business
Visa
$150
Annual fee
5% back hotels, vacation rentals and rental cars through capital one business travel
Top rate
None
Foreign fee
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
Earning Rates
hotels, vacation rentals and rental cars through Capital One Business Travel
5%cash back
when you book through Capital One Business Travel
every purchase
2%cash back
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $150 |
| Foreign Transaction Fee | 0% |
Card Benefits
5 benefits
Purchase Protection
Statement Credits
Lifestyle Benefits
Other Insurance
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
Spark Cash Plus is a business charge card with no preset spending limit that earns unlimited 2% cash back on every purchase and 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Business Travel. It has a $150 annual fee refunded each year after $150,000 in spend.
Ready to Decide?
Apply for the Spark 2% Cash Plus Card
Current offer available with a $150 annual fee.
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
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Rewards program
Spark Cash Plus Cash Back Rewards
Earns Cash Back
Card Categories
BusinessCash backNo Foreign Transaction FeeEveryday spendingTravel
Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 5 of 5 benefits rated high confidence
- 5 source citations across benefits
- 0 of 2 offers verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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