$95
Annual fee
See the card
Card reviewCapital One
Updated Sep 11, 2026 · research
Capital OneCapital One Miles
Venture Business
Venture Business has a purchase APR of 24.49% to 24.49%. Its base earning rate is 2 points. Its annual fee is $95 and is not waived for the first year. The card has no foreign transaction fee of 0%. The welcome offer is 100,000 points with a $10,000 spend requirement.
Mid TierBusiness
Visa
Credit profile: excellent$95
Annual fee
5x miles hotels, vacation rentals, and rental cars booked through capital one business travel
Top rate
None
Foreign fee
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
Current Welcome Offer
Earn 100,000 miles
Spend $10,000 in 90 days
Card Offers
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
public
Earn 100,000 miles
Spend $10,000 in 90 days
Earning Rates
hotels, vacation rentals, and rental cars booked through Capital One Business Travel
5xmiles
Booked through Capital One Business Travel.
every purchase
2xmiles
Unlimited 2X miles on every purchase.
Pros & Cons
Pros
- No foreign transaction fee of 0%.
- The welcome offer is 100,000 points.
Cons
- The annual fee is $95 and is not waived for the first year.
Key Takeaways
- The purchase APR is 24.49% to 24.49%.
- The base earning rate is 2 points.
- The annual fee is $95 and is not waived for the first year.
- The card has no foreign transaction fee of 0%.
- The welcome offer is 100,000 points with a $10,000 spend requirement.
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $95 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 24.49%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
9 benefits including 1 hidden gems
Travel Credits
Elite Status
Purchase Protection
Statement Credits
Lifestyle Benefits
Other Insurance
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
Frequently Asked Questions
Is the annual fee waived for the first year?
No, the annual fee is $95 and is not waived for the first year.
What is the welcome offer?
The welcome offer is 100,000 points with a $10,000 spend requirement.
About This Card
For those seeking an annual fee of $95 and no foreign transaction fee of 0%.
Venture Business earns unlimited 2X miles on every purchase and unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel, with up to $220 in credits including $50 annual travel credit, $50 annual advertising/software statement credit and up to $120 Global Entry or TSA PreCheck credit every 4 years. $95 annual fee.
The card has no foreign transaction fee of 0%.
Ready to Decide?
Apply for the Venture Business
Earn 100,000 miles with a $95 annual fee.
Spend $10,000 in 90 days
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
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Rewards program
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Earns Miles
Card Categories
TravelBusinessTransferable pointsNo Foreign Transaction FeeEveryday spending
Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 6 of 9 benefits rated high confidence
- 9 source citations across benefits
- 0 of 1 offer verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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