Card reviewChase
Updated Sep 11, 2026 · research
Chase Sapphire Reserve (Registered Trademark) credit card
ChaseChase Ultimate Rewards

Chase Sapphire Reserve® Credit Card

Earn 100,000 bonus points after spending $6,000 in purchases in the first three months, plus premium travel and lifestyle benefits.

LuxuryPersonal
Visa
$795
Annual fee
10x pts eligible peloton equipment and accessory purchases
Top rate
None
Foreign fee

We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.

Current Welcome Offer

Earn 100,000 points

Spend $6,000 in 90 days

card offer headline

Card Offers

We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.

public

Earn 100,000 points

Spend $6,000 in 90 days

card offer_headline

Earning Rates

eligible Peloton equipment and accessory purchases
10xpoints

Purchases must exceed $150; available through December 31, 2027.

eligible Peloton equipment and accessory purchases over $150
10xpoints

10x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/2027

all purchases through Chase Travel, including The Edit
8xpoints

on purchases made using your card through Chase Travel

Chase Travel purchases
8xpoints

Includes purchases made using your card through Chase Travel, including The Edit.

purchases through Chase Travel, including The Edit
8xpoints
Lyft rides
5xpoints

Through September 30, 2027.

flights booked direct
4xpoints
hotels booked direct
4xpoints
Dining
3xpoints

Dining worldwide including takeout and eligible delivery services.

dining at restaurants
3xpoints

dining at restaurants including takeout and eligible delivery services

dining worldwide
3xpoints

Includes dining at restaurants, takeout, and eligible delivery services.

all other purchases
1xpoints

Fees

Fee TypeAmount
Annual Fee$795
Foreign Transaction Fee0%

APR Information

Purchase APR
19.49% - 29.99%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

22 benefits (9 strong or better)

Travel Insurance

Travel Access & Perks

Travel Credits

Elite Status

Purchase Protection

Statement Credits

Lifestyle Benefits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

Premium Chase travel rewards card offering Ultimate Rewards points, elevated earning on Chase Travel, direct flights and hotels, and dining, plus extensive travel, lounge, purchase-protection, and lifestyle benefits.

Ready to Decide?

Apply for the Chase Sapphire Reserve® Credit Card

Earn 100,000 points with a $795 annual fee.

Spend $6,000 in 90 days

We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.

Rewards program

Chase Ultimate Rewards

Earns Points

Card Categories

TravelLounge accessTransferable pointsDiningNo Foreign Transaction Fee

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them with automated checks.

Last updated:

How it's checked

Analyzed by the Rewardopedia Engine.

Data Quality
  • 22 of 22 benefits rated high confidence
  • 22 source citations across benefits
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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