Card reviewChase
Updated Apr 13, 2026 · research
CS
ChaseChase Ultimate RewardsEditorially reviewed

Chase Sapphire Reserve® Credit Card

Chase's premium travel rewards card offering 125,000 bonus points, 10x on hotels and car rentals through Chase Travel, 5x on flights, 3x on dining and travel, plus $300 annual travel credit and extensive luxury travel benefits.

LuxuryPersonal
Visa
Credit profile: excellent
$795
Annual fee
10x pts hotels and car rentals (chase travel)
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

125,000 points

$2,500 estimated value

Spend $6,000 in 90 days

Verifiedproduct page

Card Offers

public

125,000 points

Verified

$2,500 estimated value

Spend $6,000 in 90 days

product page

Earning Rates

Hotels and Car Rentals (Chase Travel)
10xpoints

Purchases through Chase Travel℠

Flights (Chase Travel)
5xpoints

Purchases through Chase Travel℠

Dining
3xpoints

Dining worldwide

Travel
3xpoints

All other travel purchases worldwide not booked through Chase Travel

All Other Purchases
1xpoints

Fees

Fee TypeAmount
Annual Fee$795
Foreign Transaction Fee0%

APR Information

Purchase APR
19.49% - 27.99%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

7 benefits (5 strong or better)

Travel Insurance

Travel Access & Perks

Travel Credits

Statement Credits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The Chase Sapphire Reserve® is Chase's flagship premium travel credit card. Earn 125,000 bonus points after spending $6,000 in purchases in the first 3 months from account opening — worth $2,500 for select flights and hotels through Chase Travel℠. The card offers up to $3,000 in annual value through travel and lifestyle benefits, for a combined first-year value of $5,500+. Cardmembers earn 10x points on hotels and car rentals purchased through Chase Travel, 5x on flights through Chase Travel, 3x on other travel and dining worldwide, and 1x on all other purchases. Key benefits include a $300 annual travel credit, airport lounge access, Global Entry/TSA PreCheck fee credit, trip cancellation/interruption insurance, auto rental collision damage waiver, and access to Chase's Ultimate Rewards transfer partners. The $795 annual fee reflects the card's luxury positioning. Variable APR ranges from 19.49% to 27.99%.

Ready to Decide?

Apply for the Chase Sapphire Reserve® Credit Card

125,000 points, worth about $2,500 estimated value, with a $795 annual fee.

Spend $6,000 in 90 days

Reward Program

Chase Ultimate Rewards

Earns Points

Learn more

Card Categories

TravelRewardsLuxuryNo Foreign Transaction FeeVisa

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 7 of 7 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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