Card comparisonSide by side
Aeroplan Card vs Instacart Mastercard®
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | ||
Card Type Data: 2/2 cards | travel | cashback |
Card Tier Data: 1/2 cards | Mid Tier | — |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $95 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.74% – 28.24% | 18.24% – 27.74% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 60,000 points | Earn $50 |
Reward Rate Data: 2/2 cards | 500x pts on monthly spending bonus | 5% back on chase travel purchases |
Reward Program Data: 2/2 cards | Aeroplan | Instacart Mastercard Rewards Program |
| Earning Rates | ||
| Air Canada purchases made directly | 3x ptsExcludes gift cards, car rentals, hotel bookings, third-party partner products and services purchased through aircanada.com, onboard Wi-Fi, and certain third-party ticket purchases. | — |
| All other purchases | 1x pts | 1% back |
| Chase Travel purchases | — | 5% backPurchases made through Chase Travel. |
| Dining at restaurants, including takeout and eligible delivery services | 3x pts | — |
| Grocery stores | 3x pts | — |
| Monthly spending bonus | 500x pts500 bonus points for each $2,000 spent in a calendar month, on up to $6,000 in purchases. | — |
| Qualifying Instacart.com and Instacart app purchases | — | 5% back5% applies to the first $6,000 spent annually; after the cap, qualifying Instacart purchases earn 1%. |
| Restaurants, gas stations, and select streaming services | — | 2% backDining includes restaurant orders on Instacart powered by Uber Eats, takeout, and eligible delivery services. |
| Benefits | ||
Key Benefits |
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