Card comparisonSide by side
Aeroplan Card vs United Gateway℠ Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
Pair snapshot
2
cards
A-B
comparison
Comparison table
The numbers, lined up.
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels. A rating is shown only when available.
Swipe horizontally to compare all columns
| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | Mastercard | Visa |
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 1/2 cards | — | Entry Level |
| Fees & APR | ||
Annual Fee | $95 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.74% – 28.24% | 19.74% – 28.24% |
Intro APR Data: 1/2 cards | — | 0% for 12 months |
| Rewards | ||
Welcome Bonus | Earn 60,000 points | Earn 30,000 miles |
Reward Rate Data: 2/2 cards | 500x pts on monthly spending bonus | 5x miles on eligible united flights |
Reward Program Data: 2/2 cards | Aeroplan | United MileagePlus |
| Earning Rates | ||
| Air Canada directly | 3x pts | — |
| Air Canada purchases made directly | 3x ptsExcludes gift cards, car rentals, hotel bookings, third-party partner products and services purchased through aircanada.com, onboard Wi-Fi, and certain third-party ticket purchases. | — |
| All other purchases | 1x pts | 1x miles |
| Dining at restaurants, including takeout and eligible delivery services | 3x pts | — |
| Eligible United flights | — | 5x miles5x total includes 3x miles on the Primary Cardmember's fare from United as a MileagePlus member plus 2x miles on the entire United purchase with the card; mileage earning differs for Basic Economy or base option tickets. |
| Eligible United purchases | — | 2x milesIncludes airline tickets purchased from United, seat upgrades, Economy Plus, inflight food, beverages and Wi-Fi, baggage service charges, other United fees, and United Card Events from Chase; exclusions apply. |
| Gas stations | — | 2x miles |
| Grocery stores | 3x pts | — |
| Local transit and commuting | — | 2x milesIncludes ride share services, taxicabs, train tickets, tolls, and mass transit. |
| Monthly spending bonus | 500x pts500 bonus points for each $2,000 spent in a calendar month, on up to $6,000 in purchases. | — |
| all other eligible United purchases | — | 2x miles |
| all other purchases | 1x pts | 1x miles |
| dining at restaurants including takeout and eligible delivery services | 3x pts | — |
| eligible United flights | — | 5x milesIncludes 3x miles from United as a MileagePlus member and 2x miles from the United Gateway Card; mileage earning differs for Basic Economy or base option tickets. |
| gas stations | — | 2x miles |
| grocery stores | 3x pts | — |
| local transit and commuting | — | 2x milesIncludes ride share services, taxicabs, train tickets, tolls, and mass transit. |
| other eligible United purchases | — | 2x miles |
| Benefits | ||
Key Benefits |
|
|
