Card comparisonSide by side
Bank of America Premium Rewards Credit Card vs Hilton Honors Surpass Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Bank of America | American Express |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Mid Tier | Mid Tier |
Credit Score | Excellent(750+) | Good(700-749) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $95 | $150 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.49% – 27.49% | 19.99% – 29.99% |
Intro APR | — | 0% for 6 months |
| Rewards | ||
Welcome Bonus | Earn 60,000 points | Earn 130,000 points |
Bonus Value | $600 | $1,300 |
Reward Rate Data: 2/2 cards | 2x pts on dining | 14x pts on hilton hotels and resorts |
Reward Program Data: 2/2 cards | BofA Rewards | Hilton Honors |
| Earning Rates | ||
| Hilton hotels and resorts | — | 14x pts |
| all other purchases | 1.5x ptsunlimited | — |
| dining | 2x ptsunlimited | — |
| travel | 2x ptsunlimited | — |
| Benefits | ||
Key Benefits |
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