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Bank of America® Travel Rewards Credit Card for Students vs U.S. Bank Cash+® Secured Visa® Card
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Bank of America | US Bank |
Card Network | ||
Card Type Data: 2/2 cards | student | secured |
Card Tier Data: 2/2 cards | Entry Level | Entry Level |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | — |
Purchase APR | 17.49% – 27.49% | — |
Intro APR | 0% for 15 months | — |
| Rewards | ||
Welcome Bonus | Earn 25,000 points | — |
Reward Rate Data: 2/2 cards | 1.5x pts on all purchases | 5% back on chosen 5% categories |
Reward Program Data: 2/2 cards | BofA Rewards | U.S. Bank Cash+ Rewards |
| Earning Rates | ||
| All other eligible purchases | — | 1% backEarns 1% cash back on all other eligible purchases. |
| All purchases | 1.5x ptsUnlimited earnings on all purchases everywhere, every time. | — |
| Chosen 2% Everyday Category | — | 2% backEarns 2% cash back on Net Purchases in your choice of one everyday category (like gas stations/EV charging, grocery stores/grocery delivery, or restaurants). Excludes discount stores/supercenters and wholesale clubs. |
| Chosen 5% Categories | — | 5% backEarns 5% cash back on your first $2,000 in combined Net Purchases each quarter in two categories you choose and enroll in. Purchases over $2,000 earn 1%. Excludes discount stores, supercenters, and wholesale clubs. |
| Prepaid Travel Center Booking | — | 5% backEarns 5% cash back on prepaid air, hotel and car reservations booked directly in the Travel Center when you use this card. |
| Benefits | ||
Key Benefits |
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