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BankAmericard® Credit Card for Students vs U.S. Bank Altitude® Go Visa Signature® Card

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Feature
Basic Information
Issuer
Bank of AmericaUS Bank
Card Network
Card Type
Data: 2/2 cards
studentrewards
Card Tier
Data: 2/2 cards
Entry LevelEntry Level
Credit Score
Good(700-749)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$0$0
Foreign Transaction Fee
Purchase APR
14.99% – 25.99%17.49% – 27.49%
Intro APR
0% for 21 months0% for 15 months
Rewards
Welcome Bonus
Earn 20,000 points
Reward Rate
Data: 1/2 cards
4x pts on dining
Reward Program
Data: 1/2 cards
U.S. Bank Altitude Rewards
Earning Rates
all_other1x ptsOn all other eligible purchases.
dining4x ptsOn dining, takeout and restaurant delivery on your first $2,000 each quarter.
gas2x ptsAt gas stations and EV charging stations. Excludes discount stores/supercenters and wholesale clubs.
groceries2x ptsExcludes discount stores/supercenters and wholesale clubs.
streaming2x ptsOn qualifying streaming services.
Benefits
Key Benefits
  • Digital Wallet Technology
  • Overdraft Protection
  • Zero Liability Guarantee
  • Real-Time Rewards eligibility
  • Streaming Credit
  • U.S. Bank ExtendPay Plan