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Chase Freedom Flex® Credit Card vs United Gateway℠ Card

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Feature
Basic Information
Issuer
ChaseChase
Card Network
Card Type
Data: 2/2 cards
cashbacktravel
Card Tier
Data: 2/2 cards
Entry LevelEntry Level
Credit Score
Good(700-749)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$0$0
Foreign Transaction Fee
None
Purchase APR
18.24% – 27.74%19.74% – 28.24%
Intro APR
0% for 15 months0% for 12 months
Rewards
Welcome Bonus
Earn $200Earn 30,000 miles
Reward Rate
Data: 2/2 cards
5% back on quarterly bonus categories5x miles on united flights
Reward Program
Data: 2/2 cards
Chase Ultimate RewardsUnited MileagePlus
Earning Rates
All other purchases1% backEarn on all other purchases1x miles
Dining3% backDining at restaurants, including takeout and eligible delivery services
Drugstores3% backDrugstore purchases
Gas stations2x miles
Local transit and commuting2x milesIncludes ride share services, taxicabs, train tickets, tolls, and mass transit
Lyft2% backOn qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027
Quarterly bonus categories5% backOn up to $1,500 in total combined purchases each quarter you activate
Travel5% backTravel purchased through Chase Travel
United flights5x milesIncludes 3x miles as a MileagePlus member, plus 2x miles earned with the United Gateway Card
United purchases2x milesOn all other eligible United purchases
Benefits
Key Benefits
  • Car Rental Loss and Damage Insurance
  • DoorDash DashPass Complimentary Access
  • Extended Warranty
  • +3 more
  • 25% Back on United Inflight & Club Premium Drink Purchases
  • Car Rental Loss and Damage Insurance
  • Extended Warranty
  • +3 more