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Chase Freedom Flex® Credit Card vs World of Hyatt Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
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- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | ||
Card Type Data: 2/2 cards | cashback | travel |
Card Tier Data: 2/2 cards | Entry Level | Mid Tier |
Credit Score | — | Excellent(750+) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $95 |
Foreign Transaction Fee | — | None |
Purchase APR | 18.24% – 27.74% | 19.24% – 27.74% |
Intro APR | 0% for 15 months | — |
| Rewards | ||
Welcome Bonus | Earn $200 | Earn 75,000 points |
Reward Rate Data: 2/2 cards | 5% back on quarterly bonus categories | 9x pts on hyatt hotels and resorts |
Reward Program Data: 2/2 cards | Chase Ultimate Rewards | World of Hyatt |
| Earning Rates | ||
| Airline tickets purchased directly from the airline | — | 2x ptsMust be purchased directly with the airline. |
| All other purchases | 1% backEarn on all other purchases | 1x ptsStandard base earning rate. |
| Dining | 3% backDining at restaurants, including takeout and eligible delivery services | — |
| Drugstores | 3% backDrugstore purchases | — |
| Fitness club and gym memberships | — | 2x pts |
| Hyatt Hotels and Resorts | — | 9x ptsEarns 4 Bonus Points per $1 spent on qualifying Hyatt purchases, plus 5 Base Points from Hyatt for being a World of Hyatt member. |
| Local transit and commuting | — | 2x ptsIncludes mass transit, tolls, and rideshares. |
| Lyft | 2% backOn qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027 | — |
| Quarterly bonus categories | 5% backOn up to $1,500 in total combined purchases each quarter you activate | — |
| Restaurants | — | 2x ptsIncludes dining out and delivery. |
| Travel | 5% backTravel purchased through Chase Travel | — |
| Benefits | ||
Key Benefits |
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