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Chase Sapphire Preferred® Credit Card vs Chase Sapphire Reserve® Credit Card
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Mid Tier | Luxury |
Credit Score | Excellent(750+) | Excellent(750+) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $95 | $795 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.24% – 27.49% | 19.49% – 27.99% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 75,000 points | Earn 100,000 points |
Reward Rate Data: 2/2 cards | 5x pts on chase travel | 8x pts on chase travel purchases |
Reward Program Data: 2/2 cards | Chase Ultimate Rewards | Chase Ultimate Rewards |
| Earning Rates | ||
| All Other Purchases | 1x pts | — |
| Chase Travel | 5x ptsOn travel purchases made through Chase Travel. | — |
| Chase Travel purchases | — | 8x ptsIncludes purchases made using your card through Chase Travel, including The Edit. |
| Dining | 3x ptsDining at restaurants, including takeout and eligible delivery services. | — |
| EV Charging | 3x ptsOn electric vehicle charging. | — |
| Gas Stations | 3x ptsOn gas stations. | — |
| Lyft Rides | 5x ptsEarn 5x total points on Lyft rides through September 30, 2027. | — |
| Online Grocery | 3x ptsOnline grocery purchases, excluding Target, Walmart, and wholesale clubs. | — |
| Other Travel | 2x ptsOn all other travel purchases. | — |
| Peloton Purchases | 5x ptsEarn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027. | — |
| Streaming Services | 3x ptsOn top streaming services. | — |
| Vacation Homes | 3x ptsOn vacation homes at top brands. | — |
| all other purchases | — | 1x ptsAll other non-qualifying purchases. |
| dining | — | 3x ptsDining worldwide including takeout and eligible delivery services. |
| flights booked direct | — | 4x ptsFlights booked direct with the airline. |
| hotels booked direct | — | 4x ptsHotels booked direct. |
| Benefits | ||
Key Benefits |
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