Rewardopedia LogoRewardopedia
Travel Credit CardsHotel Programs Deep-DivesAirline Programs Deep-DivesTransfer Partners & CurrenciesElite Status & Lounge Access
K

Navigate

Credit CardsBlogIssuersAnswersTools

Blog Categories

Travel Credit CardsHotel Programs Deep-DivesAirline Programs Deep-DivesTransfer Partners & CurrenciesElite Status & Lounge AccessRedeeming Points & Miles
Rewardopedia

Rewardopedia is your trusted resource for maximizing travel and credit card rewards. Whether you're a beginner or an expert, we provide the tips, tools, and comparisons you need to earn more and travel smarter.

Explore

  • Credit Cards
  • Reward Programs
  • Blog
  • Tools
  • About
  • Contact
  • Data Freshness

Categories

  • All Categories
  • Travel Credit Cards
  • Hotel Programs Deep-Dives
  • Airline Programs Deep-Dives
  • Transfer Partners & Currencies
  • Elite Status & Lounge Access
  • Redeeming Points & Miles

Legal

  • Affiliate Disclosure
  • Privacy Policy
  • Terms of Service
  • Cookie Policy

© 2026 Rewardopedia. All rights reserved.

Disclosure: Some credit card offers and affiliate links on this site may earn a commission. This does not influence our editorial content.

  1. Home
  2. Credit Cards
  3. Compare
  4. Chase Sapphire Preferred® Card vs Chase Sapphire Reserve®

Chase Sapphire Preferred® Card vs Chase Sapphire Reserve®

Side-by-side comparison of fees, rewards, benefits, and more.

How to read missing comparison values

  • A dash (—) means that value is not currently available for that card.
  • Coverage labels like 2/4 cards show how many selected cards have that metric populated.
  • Card Type, Card Tier, Rating, and Reward Program are editorial/CMS fields and may still be pending enrichment.
Swipe horizontally to compare all columns
Feature
CH
Chase Sapphire Preferred® Card
sapphire reserve card
Chase Sapphire Reserve®
Basic Information
Issuer
ChaseChase
Card Network
Card Type
Data: 2/2 cards
traveltravel
Card Tier
Data: 2/2 cards
Mid TierLuxury
Credit Score
Good(700-749)Excellent(750+)
Rating
Data: 0/2 cards
——
Fees & APR
Annual Fee
$95$550
Foreign Transaction Fee
NoneNone
Purchase APR
20.49% – 27.49%21.99% – 28.99%
Intro APR
——
Rewards
Welcome Bonus
Earn 60,000 pointsEarn 60,000 points
Bonus Value
$750$900
Reward Rate
Data: 2/2 cards
5x pts on lyft rides10x pts on hotels and car rentals via chase travel (after $300 travel credit)
Reward Program
Data: 2/2 cards
Chase Ultimate RewardsChase Ultimate Rewards
Earning Rates
All Other Purchases—1x pts
All other purchases1x pts—
All other travel2x ptsTravel not booked through Chase Travel℠—
Dining3x ptsRestaurants worldwide, including eligible delivery services3x pts3x points on dining at restaurants worldwide, including eligible delivery services, takeout, and dining out
Flights via Chase Travel (after $300 travel credit)—5x pts5x total points on flights purchased through Chase Travel after the first $300 is spent on travel purchases annually
Hotels and Car Rentals via Chase Travel (after $300 travel credit)—10x pts10x total points on hotels and car rentals purchased through Chase Travel after the first $300 is spent on travel purchases annually
Lyft rides5x ptsThrough March 31, 2025—
Online grocery purchases3x ptsExcluding Target, Walmart, and wholesale clubs—
Select streaming services3x ptsEligible streaming subscriptions—
Travel—3x pts3x points on other travel worldwide (not through Chase Travel)
Travel purchased through Chase Travel℠5x ptsMust book through Chase Travel℠ portal—
Benefits
Key Benefits
  • $50 Annual Chase Travel Hotel Credit
  • 1:1 Point Transfers to Airline & Hotel Partners
  • 10% Anniversary Points Bonus
  • +8 more
  • $300 Annual Travel Credit
  • 1:1 Point Transfers to Airline & Hotel Partners
  • 50% More Value via Chase Travel Redemption
  • +9 more