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Chase Sapphire Preferred® Credit Card vs TD Cash Secured Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | TD Bank |
Card Network | ||
Card Type Data: 2/2 cards | travel | secured |
Card Tier Data: 2/2 cards | Mid Tier | Entry Level |
Credit Score | Excellent(750+) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $95 | $29 |
Foreign Transaction Fee | None | Yes (3%) |
Purchase APR | 19.24% – 27.49% | 26.49% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 75,000 points | — |
Bonus Value | $750 | — |
Reward Rate Data: 2/2 cards | 5x pts on chase travel | 3% back on choice 3% spend category |
Reward Program Data: 2/2 cards | Chase Ultimate Rewards® | TD Cash Secured Credit Card Cash Back |
| Earning Rates | ||
| Chase Travel | 5x ptsExcludes travel purchases made through FROSCH by Chase Travel, Valerie Wilson Travel by Chase Travel, or Frosch International Travel LLC | — |
| Choice 2% Spend Category | — | 2% backEvery quarter, choose your 2% Spend Category. At account opening, this defaults to Grocery Stores; within 30 days of account opening there is a one-time opportunity to change the initially assigned category for the first calendar quarter following account opening. |
| Choice 3% Spend Category | — | 3% backEvery quarter, choose your 3% Spend Category. At account opening, this defaults to Dining; within 30 days of account opening there is a one-time opportunity to change the initially assigned category for the first calendar quarter following account opening. |
| Lyft rides | 5x ptsThrough September 30, 2027 | — |
| Other purchases | — | 1% backEarn 1% Cash Back on other purchases. Eligible purchases do not include purchases of cash equivalents, money orders, gift cards, or reloading gift cards. Groceries purchased from superstores and/or warehouse clubs may only earn 1% Cash Back. |
| Peloton purchases | 5x ptsOn eligible Peloton equipment and accessory purchases over $150 through December 31, 2027 | — |
| all_other_purchases | 1x pts | — |
| dining | 3x ptsIncludes takeout and eligible delivery services | — |
| gas | 3x ptsIncludes gas stations, EV charging, and vacation homes at top brands | — |
| groceries | 3x ptsOnline grocery only; excludes Target, Walmart, and wholesale clubs | — |
| streaming | 3x ptsSelect top streaming services | — |
| travel | 2x ptsAll other travel purchases not made through Chase Travel | — |
| Benefits | ||
Key Benefits |
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