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Disney® Inspire Visa® Card vs Iberia Visa Signature® Credit Card
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | Visa | Visa |
Card Type Data: 2/2 cards | rewards | travel |
Card Tier Data: 2/2 cards | Premium | Mid Tier |
| Fees & APR | ||
Annual Fee | $149 | $95 |
Foreign Transaction Fee | — | None |
Purchase APR | 18.24% – 27.74% | 19.24% – 29.99% |
Intro APR Data: 1/2 cards | 0% for 6 months | — |
| Rewards | ||
Welcome Bonus | — | Earn 75,000 points |
Reward Rate Data: 2/2 cards | 10% back on direct disney+, hulu, and espn+ purchases | 3x pts on flight purchases made directly with iberia, british airways, level, and aer lingus |
Reward Program Data: 2/2 cards | Disney Rewards Dollars | Iberia Club |
| Earning Rates | ||
| All other purchases | — | 1x pts |
| All other qualifying purchases | 1% back | — |
| Disney Locations in the U.S. | 3% back | — |
| Disney+, Hulu, and ESPN+ purchases made directly at DisneyPlus.com, Hulu.com, or Stream.ESPN.com | 10% backIncludes qualifying subscriptions, add-ons, and eligible direct purchases; third-party platform purchases generally do not qualify. | — |
| DisneyPlus.com, Hulu.com or Stream.ESPN.com | 10% backCard purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com | — |
| Gas stations and most other U.S. Disney locations | 3% back | — |
| Grocery stores and restaurants | 2% backDining includes takeout and eligible delivery services; dining purchases at U.S. Disney locations earn 3% instead. | — |
| Hotel accommodations purchased directly with the hotel | — | 2x pts |
| Iberia, British Airways, LEVEL, and Aer Lingus flight purchases | — | 3x ptsOn flight purchases made directly with Iberia, British Airways, LEVEL, and Aer Lingus |
| Iberia, British Airways, LEVEL, and Aer Lingus flight purchases made directly with the airline | — | 3x pts |
| Iberia, British Airways, and Aer Lingus flight purchases | — | 3x pts |
| all other card purchases | 1% back1% in Disney Rewards Dollars on all other qualifying purchases; no limits to amount you can earn | — |
| all other purchases | — | 1x pts |
| all other qualifying purchases | 1% back | — |
| dining at restaurants, including takeout and eligible delivery services | 2% backExcludes dining purchases at Disney Locations in the U.S., which earn 3% total. | — |
| direct Disney+, Hulu, and ESPN+ purchases | 10% backMust be purchased directly at DisneyPlus.com, Hulu.com, or Stream.ESPN.com; certain third-party-platform and bundle purchases are excluded. | — |
| flight purchases made directly with Iberia, British Airways, LEVEL, and Aer Lingus | — | 3x ptsPurchases must be made directly with the airline. |
| gas stations | 3% back | — |
| gas stations and most other U.S. Disney locations | 3% back3% total in Disney Rewards Dollars at gas stations and most other U.S. Disney locations | — |
| grocery stores | 2% back | — |
| grocery stores and restaurants | 2% back2% total in Disney Rewards Dollars at grocery stores and dining at restaurants including takeout and eligible delivery | — |
| hotel accommodations | — | 2x ptsHotel accommodations must be purchased directly with the hotel. |
| hotel accommodations booked directly with the hotel | — | 2x ptsWhen purchased directly with the hotel |
| most other U.S. Disney locations | 3% back | — |
| purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com | 10% back10% total in Disney Rewards Dollars on qualifying subscription and additional purchases made directly at those sites | — |
| restaurants | 2% back | — |
| Benefits | ||
Key Benefits |
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