Card comparisonSide by side
Disney® Inspire Visa® Card vs IHG One Rewards Premier Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | ||
Card Type Data: 2/2 cards | luxury | travel |
Card Tier Data: 2/2 cards | Premium | Premium |
Credit Score | Good(700-749) | Excellent(750+) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $149 | $99 |
Foreign Transaction Fee | None | None |
Purchase APR | 18.24% – 27.74% | 19.24% – 27.74% |
Intro APR | 0% for 6 months | — |
| Rewards | ||
Welcome Bonus | Earn $500 | Earn 140,000 points |
Bonus Value | $500 | $1,400 |
Reward Rate Data: 2/2 cards | 10% back on streaming services (disneyplus.com, hulu.com, stream.espn.com) | 10x pts on ihg hotels and resorts |
Reward Program Data: 2/2 cards | Disney Rewards Dollars | IHG One Rewards |
| Earning Rates | ||
| All other card purchases | 1% back | — |
| Gas stations and most other U.S. Disney locations | 3% back | — |
| Grocery stores and restaurants | 2% backExcludes dining purchases made at U.S. Disney locations that earn 3% | — |
| IHG Hotels and Resorts | — | 10x ptsEarn 10X points from Chase for qualifying purchases made at hotels participating in IHG One Rewards |
| Streaming services (DisneyPlus.com, Hulu.com, Stream.ESPN.com) | 10% backQualifying purchases made directly at streaming websites | — |
| all other purchases | — | 3x pts |
| dining | — | 5x ptsIncluding takeout and eligible delivery services |
| gas stations | — | 5x pts |
| travel | — | 5x ptsExcluding purchases made at hotels participating in IHG One Rewards |
| Benefits | ||
Key Benefits |
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