Card comparisonSide by side
Iberia Visa Signature® Credit Card vs Instacart Mastercard®
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
Pair snapshot
2
cards
A-B
comparison
Comparison table
The numbers, lined up.
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels. A rating is shown only when available.
Swipe horizontally to compare all columns
| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | Visa | Mastercard |
Card Type Data: 2/2 cards | travel | cashback |
Card Tier Data: 2/2 cards | Mid Tier | Entry Level |
| Fees & APR | ||
Annual Fee | $95 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.24% – 29.99% | 18.24% – 27.74% |
| Rewards | ||
Welcome Bonus | Earn 75,000 points | Earn $50 |
Reward Rate Data: 2/2 cards | 3x pts on flight purchases made directly with iberia, british airways, level, and aer lingus | 5% back on chase travel purchases |
Reward Program Data: 2/2 cards | Iberia Club | Instacart Mastercard rewards program |
| Earning Rates | ||
| All other purchases | 1x pts | 1% back |
| Chase Travel purchases | — | 5% back |
| Hotel accommodations purchased directly with the hotel | 2x pts | — |
| Iberia, British Airways, LEVEL, and Aer Lingus flight purchases | 3x ptsOn flight purchases made directly with Iberia, British Airways, LEVEL, and Aer Lingus | — |
| Iberia, British Airways, LEVEL, and Aer Lingus flight purchases made directly with the airline | 3x pts | — |
| Iberia, British Airways, and Aer Lingus flight purchases | 3x pts | — |
| Qualifying Instacart.com and Instacart app purchases | — | 5% back5% applies to the first $6,000 spent annually; after the cap, qualifying Instacart purchases earn 1%. |
| Restaurants, gas stations, and select streaming services | — | 2% backDining includes restaurant orders on Instacart powered by Uber Eats, takeout, and eligible delivery services. |
| all other purchases | 1x pts | 1% back |
| flight purchases made directly with Iberia, British Airways, LEVEL, and Aer Lingus | 3x ptsPurchases must be made directly with the airline. | — |
| gas stations | — | 2% back |
| hotel accommodations | 2x ptsHotel accommodations must be purchased directly with the hotel. | — |
| hotel accommodations booked directly with the hotel | 2x ptsWhen purchased directly with the hotel | — |
| qualifying Instacart purchases | — | 5% backon your first $6,000 spent annually |
| qualifying Instacart.com and Instacart app purchases | — | 5% backOn the first $6,000 spent annually; after that, earns 1% cash back with no maximum. |
| restaurants | — | 2% backIncludes restaurant orders on Instacart powered by Uber Eats, takeout and eligible delivery services. |
| select streaming services | — | 2% back |
| Benefits | ||
Key Benefits |
|
|
