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Iberia Visa Signature® Credit Card vs United ClubSM Card
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | Visa | Visa |
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Mid Tier | Luxury |
| Fees & APR | ||
Annual Fee | $95 | $695 |
Foreign Transaction Fee | None | — |
Purchase APR | 19.24% – 29.99% | 19.74% – 28.24% |
| Rewards | ||
Welcome Bonus | Earn 75,000 points | Earn 80,000 miles |
Reward Rate Data: 2/2 cards | 3x pts on flight purchases made directly with iberia, british airways, level, and aer lingus | 11x miles on eligible united flights |
Reward Program Data: 2/2 cards | Iberia Club | United MileagePlus |
| Earning Rates | ||
| All other purchases | 1x pts | 1x miles |
| Dining | — | 2x milesIncludes restaurants, takeout, and eligible delivery services. |
| Eligible United flights | — | 11x miles11x total consists of 6x miles on the primary cardmember's fare from United as a MileagePlus member plus 5x on the entire United purchase with the United Club Card; earning differs for Basic Economy or base option tickets. |
| Hotel accommodations purchased directly with the hotel | 2x pts | — |
| Iberia, British Airways, LEVEL, and Aer Lingus flight purchases | 3x ptsOn flight purchases made directly with Iberia, British Airways, LEVEL, and Aer Lingus | — |
| Iberia, British Airways, LEVEL, and Aer Lingus flight purchases made directly with the airline | 3x pts | — |
| Iberia, British Airways, and Aer Lingus flight purchases | 3x pts | — |
| Other eligible United purchases | — | 5x milesIncludes airline tickets purchased from United, seat upgrades, Economy Plus, inflight food, beverages, Wi-Fi, baggage service charges, other United fees, and United Card Events from Chase; exclusions apply. |
| Renowned Hotels and Resorts for United Cardmembers | — | 5x milesHotel accommodation purchases made using the card through Chase Travel; must be eligible prepaid hotel stays. |
| Travel | — | 2x milesExcludes United purchases that qualify for 5 miles per dollar. |
| all other eligible United purchases | — | 5x miles |
| all other purchases | 1x pts | 1x miles |
| all other travel | — | 2x miles |
| dining | — | 2x milesIncludes eligible delivery services. |
| dining including eligible delivery services | — | 2x miles |
| eligible United flights | — | 11x milesTotal consists of 6x miles on the primary cardmember's fare from United as a MileagePlus member plus 5x miles on the entire United purchase with the card; earnings differ for Basic Economy or base option tickets. |
| flight purchases made directly with Iberia, British Airways, LEVEL, and Aer Lingus | 3x ptsPurchases must be made directly with the airline. | — |
| hotel accommodations | 2x ptsHotel accommodations must be purchased directly with the hotel. | — |
| hotel accommodations booked directly with the hotel | 2x ptsWhen purchased directly with the hotel | — |
| hotel stays prepaid through Renowned Hotels and Resorts | — | 5x milesWhen you prepay directly through Renowned Hotels and Resorts for United Cardmembers |
| hotel stays prepaid through Renowned Hotels and Resorts for United Cardmembers | — | 5x milesWhen you prepay directly through Renowned Hotels and Resorts |
| hotel stays through Renowned Hotels and Resorts for United Cardmembers | — | 5x milesMust be prepaid directly through Renowned Hotels and Resorts for United Cardmembers. |
| other eligible United purchases | — | 5x miles |
| other travel | — | 2x milesIncludes airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls. |
| Benefits | ||
Key Benefits |
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