Card comparisonSide by side
IHG One Rewards Premier Credit Card vs Southwest Rapid Rewards® Plus Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Premium | Entry Level |
Credit Score | Excellent(750+) | Good(700-749) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $99 | $99 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.24% – 27.74% | 19.24% – 27.74% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 140,000 points | Earn 50,000 points |
Bonus Value | $1,400 | $500 |
Reward Rate Data: 2/2 cards | 10x pts on ihg hotels and resorts | 2x pts on gas stations and grocery stores |
Reward Program Data: 2/2 cards | IHG One Rewards | Southwest Rapid Rewards |
| Earning Rates | ||
| IHG Hotels and Resorts | 10x ptsEarn 10X points from Chase for qualifying purchases made at hotels participating in IHG One Rewards | — |
| Southwest Airlines purchases | — | 2x pts |
| all other purchases | 3x pts | 1x pts |
| dining | 5x ptsIncluding takeout and eligible delivery services | — |
| gas stations | 5x pts | — |
| gas stations and grocery stores | — | 2x ptson first $5,000 in combined purchases per year |
| travel | 5x ptsExcluding purchases made at hotels participating in IHG One Rewards | — |
| Benefits | ||
Key Benefits |
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