home/cards/compare/ihg one rewards premier credit card vs united gateway(sm) card
Card comparisonSide by side

IHG One Rewards Premier Credit Card vs United Gateway(SM) Card

Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.

Pair snapshot

2
cards
A-B
comparison
Comparison table

The numbers, lined up.

All cards

How to read missing comparison values

  • A dash (—) means that value is not currently available for that card.
  • Coverage labels like 2/4 cards show how many selected cards have that metric populated.
  • Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
Swipe horizontally to compare all columns
Feature
Basic Information
Issuer
ChaseChase
Card Network
Card Type
Data: 2/2 cards
traveltravel
Card Tier
Data: 2/2 cards
PremiumEntry Level
Credit Score
Excellent(750+)Excellent(750+)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$99$0
Foreign Transaction Fee
NoneNone
Purchase APR
19.24% – 27.74%19.74% – 28.24%
Intro APR
0% for 12 months
Rewards
Welcome Bonus
Earn 140,000 pointsEarn 30,000 miles
Bonus Value
$1,400$300
Reward Rate
Data: 2/2 cards
10x pts on ihg hotels and resorts5x miles on united flights
Reward Program
Data: 2/2 cards
IHG One RewardsUnited MileagePlus
Earning Rates
All other purchases1x miles
Gas stations2x miles
IHG Hotels and Resorts10x ptsEarn 10X points from Chase for qualifying purchases made at hotels participating in IHG One Rewards
Local transit and commuting2x milesIncludes rideshares, taxicabs, train tickets, tolls, and mass transit
Other United purchases2x milesIncludes seat upgrades, Economy Plus, inflight food, beverages, Wi-Fi, and baggage service charges from United
United flights5x milesIncludes 3x miles on the Primary Cardmember's fare from United as a MileagePlus member, plus 2x miles on entire United purchase with the card
all other purchases3x pts
dining5x ptsIncluding takeout and eligible delivery services
gas stations5x pts
travel5x ptsExcluding purchases made at hotels participating in IHG One Rewards
Benefits
Key Benefits
  • Anniversary Free Night
  • Automatic Platinum Elite Status
  • Global Entry, TSA PreCheck or NEXUS Statement Credit
  • +1 more
  • 25% Onboard Statement Credit
  • Save 10% or More on Award Flights
  • Two Checked Bags Annually