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IHG One Rewards Traveler Credit Card vs United Gateway SM Card

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Feature
Basic Information
Issuer
ChaseChase
Card Network
Card Type
Data: 2/2 cards
traveltravel
Card Tier
Data: 2/2 cards
Entry LevelEntry Level
Credit Score
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$0$0
Foreign Transaction Fee
NoneNone
Purchase APR
19.24% – 29.99%19.74% – 28.24%
Intro APR
0% for 12 months
Rewards
Welcome Bonus
Earn 80,000 pointsEarn 40,000 miles
Reward Rate
Data: 2/2 cards
5x pts on ihg hotels and resorts5x miles on eligible united flights
Reward Program
Data: 2/2 cards
IHG One RewardsUnited MileagePlus
Earning Rates
All Other Purchases2x ptsAll other non-specified purchases.
All other purchases1x miles
Dining3x ptsDining at restaurants including takeout and eligible delivery services.
Eligible United flights5x miles5x total includes 3x miles on the Primary Cardmember's fare from United as a MileagePlus member plus 2x miles on the entire United purchase with the card; mileage earning differs for Basic Economy or base option tickets.
Eligible United purchases2x milesIncludes airline tickets purchased from United, seat upgrades, Economy Plus, inflight food, beverages and Wi-Fi, baggage service charges, other United fees, and United Card Events from Chase; exclusions apply.
Gas Stations3x ptsPurchases at gas stations.
Gas stations2x miles
IHG Hotels and Resorts5x ptsQualifying purchases made at hotels participating in IHG One Rewards. Total of up to 17X points when combined with member status and Silver Elite benefits.
Local transit and commuting2x milesIncludes ride share services, taxicabs, train tickets, tolls, and mass transit.
Streaming Services3x ptsSelect streaming services.
Utilities3x ptsIncludes utilities, internet, cable, and phone services.
Benefits
Key Benefits
  • Automatic Silver Elite Status
  • Baggage Delay Insurance
  • Baggage Insurance Plan
  • +6 more
  • 25% back on United inflight and Club purchases
  • Car Rental Loss and Damage Insurance
  • Digital Wallet Technology
  • +8 more