Card comparisonSide by side
IHG One Rewards Traveler Credit Card vs United Gateway℠ Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
Pair snapshot
2
cards
A-B
comparison
Comparison table
The numbers, lined up.
How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
Swipe horizontally to compare all columns
| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Entry Level | Entry Level |
Credit Score | — | Good(700-749) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.24% – 29.99% | 19.74% – 28.24% |
Intro APR | — | 0% for 12 months |
| Rewards | ||
Welcome Bonus | Earn 80,000 points | Earn 30,000 miles |
Reward Rate Data: 2/2 cards | 5x pts on ihg hotels and resorts | 5x miles on united flights |
Reward Program Data: 2/2 cards | IHG One Rewards | United MileagePlus |
| Earning Rates | ||
| All Other Purchases | 2x ptsAll other non-specified purchases. | — |
| All other purchases | — | 1x miles |
| Dining | 3x ptsDining at restaurants including takeout and eligible delivery services. | — |
| Gas Stations | 3x ptsPurchases at gas stations. | — |
| Gas stations | — | 2x miles |
| IHG Hotels and Resorts | 5x ptsQualifying purchases made at hotels participating in IHG One Rewards. Total of up to 17X points when combined with member status and Silver Elite benefits. | — |
| Local transit and commuting | — | 2x milesIncludes ride share services, taxicabs, train tickets, tolls, and mass transit |
| Streaming Services | 3x ptsSelect streaming services. | — |
| United flights | — | 5x milesIncludes 3x miles as a MileagePlus member, plus 2x miles earned with the United Gateway Card |
| United purchases | — | 2x milesOn all other eligible United purchases |
| Utilities | 3x ptsIncludes utilities, internet, cable, and phone services. | — |
| Benefits | ||
Key Benefits |
|
|
