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IHG One Rewards Traveler Credit Card vs UnitedSM Explorer Card
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Entry Level | Mid Tier |
Credit Score | Good(700-749) | Excellent(750+) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $150 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.24% – 27.74% | 19.74% – 28.24% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 80,000 points | Earn 50,000 miles |
Bonus Value | $800 | $500 |
Reward Rate Data: 2/2 cards | 5x pts on ihg hotels and resorts stays | 9x miles on united flights |
Reward Program Data: 2/2 cards | IHG One Rewards | United MileagePlus |
| Earning Rates | ||
| All other purchases | — | 1x miles |
| Dining | — | 2x milesIncluding eligible delivery services. |
| Hotel stays | — | 2x milesWhen booked directly with the hotel. |
| IHG Hotels and Resorts stays | 5x ptsEarns 5X points on the card, plus up to 10X points from IHG as a member, and 2X points from IHG with Silver Elite Status for a total of up to 17X. | — |
| Other eligible United purchases | — | 3x miles |
| United flights | — | 9x miles6x miles on the Primary Cardmember’s fare from United as a MileagePlus member, plus 3x miles on entire United purchase with United Explorer Card. |
| all other purchases | 2x pts | — |
| dining | 3x pts | — |
| gas stations | 3x pts | — |
| select streaming services | 3x pts | — |
| utilities | 3x pts | — |
| Benefits | ||
Key Benefits |
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