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Instacart Mastercard® vs United Gateway℠ Card
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | Mastercard | Visa |
Card Type Data: 2/2 cards | cashback | travel |
Card Tier Data: 2/2 cards | Entry Level | Entry Level |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 18.24% – 27.74% | 19.74% – 28.24% |
Intro APR Data: 1/2 cards | — | 0% for 12 months |
| Rewards | ||
Welcome Bonus | Earn $50 | Earn 30,000 miles |
Reward Rate Data: 2/2 cards | 5% back on chase travel purchases | 5x miles on eligible united flights |
Reward Program Data: 2/2 cards | Instacart Mastercard rewards program | United MileagePlus |
| Earning Rates | ||
| All other purchases | 1% back | 1x miles |
| Chase Travel purchases | 5% back | — |
| Eligible United flights | — | 5x miles5x total includes 3x miles on the Primary Cardmember's fare from United as a MileagePlus member plus 2x miles on the entire United purchase with the card; mileage earning differs for Basic Economy or base option tickets. |
| Eligible United purchases | — | 2x milesIncludes airline tickets purchased from United, seat upgrades, Economy Plus, inflight food, beverages and Wi-Fi, baggage service charges, other United fees, and United Card Events from Chase; exclusions apply. |
| Gas stations | — | 2x miles |
| Local transit and commuting | — | 2x milesIncludes ride share services, taxicabs, train tickets, tolls, and mass transit. |
| Qualifying Instacart.com and Instacart app purchases | 5% back5% applies to the first $6,000 spent annually; after the cap, qualifying Instacart purchases earn 1%. | — |
| Restaurants, gas stations, and select streaming services | 2% backDining includes restaurant orders on Instacart powered by Uber Eats, takeout, and eligible delivery services. | — |
| all other eligible United purchases | — | 2x miles |
| all other purchases | 1% back | 1x miles |
| eligible United flights | — | 5x milesIncludes 3x miles from United as a MileagePlus member and 2x miles from the United Gateway Card; mileage earning differs for Basic Economy or base option tickets. |
| gas stations | 2% back | 2x miles |
| local transit and commuting | — | 2x milesIncludes ride share services, taxicabs, train tickets, tolls, and mass transit. |
| other eligible United purchases | — | 2x miles |
| qualifying Instacart purchases | 5% backon your first $6,000 spent annually | — |
| qualifying Instacart.com and Instacart app purchases | 5% backOn the first $6,000 spent annually; after that, earns 1% cash back with no maximum. | — |
| restaurants | 2% backIncludes restaurant orders on Instacart powered by Uber Eats, takeout and eligible delivery services. | — |
| select streaming services | 2% back | — |
| Benefits | ||
Key Benefits |
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