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Southwest Rapid Rewards® Plus Credit Card vs United Club(SM) Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Entry Level | Luxury |
Credit Score | Good(700-749) | Excellent(750+) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $99 | $695 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.24% – 27.74% | 19.74% – 28.24% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 50,000 points | Earn 80,000 miles |
Bonus Value | $500 | $800 |
Reward Rate Data: 2/2 cards | 2x pts on gas stations and grocery stores | 11x miles on eligible united flights |
Reward Program Data: 2/2 cards | Southwest Rapid Rewards | United MileagePlus |
| Earning Rates | ||
| All other eligible United purchases | — | 5x milesIncludes airline ticket purchases directly from United |
| All other purchases | — | 1x milesOn all purchases that do not qualify for a higher multiplier |
| Dining | — | 2x milesIncludes eligible delivery services |
| Eligible United flights | — | 11x milesIncludes 6x miles as a MileagePlus member plus 5x miles with the United Club Card |
| Other travel | — | 2x milesIncludes airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls |
| Prepaid hotel stays through Renowned Hotels and Resorts | — | 5x milesMust prepay directly through Renowned Hotels and Resorts for United Cardmembers |
| Southwest Airlines purchases | 2x pts | — |
| all other purchases | 1x pts | — |
| gas stations and grocery stores | 2x ptson first $5,000 in combined purchases per year | — |
| Benefits | ||
Key Benefits |
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