$150
Annual fee
$600
Bonus value
See the card
Card reviewChase
Updated Jul 3, 2026 · researchUC
ChaseUnited MileagePlusEditorially reviewed
United Club(SM) Card
United ClubSM access, 2 free checked bags, Premier Access travel services, and over $875 in annual partner credits.
LuxuryPersonal
Visa
Credit profile: excellent$695
Annual fee
11x miles eligible united flights
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
10,000 miles
0Verifiedofficial site
Card Offers
public
10,000 miles
official site
public
80,000 miles
Spend $5,000 in 90 days
official site
Earning Rates
Eligible United flights
11xmiles
Includes 6x miles as a MileagePlus member plus 5x miles with the United Club Card
All other eligible United purchases
5xmiles
Includes airline ticket purchases directly from United
Prepaid hotel stays through Renowned Hotels and Resorts
5xmiles
Must prepay directly through Renowned Hotels and Resorts for United Cardmembers
Dining
2xmiles
Includes eligible delivery services
Other travel
2xmiles
Includes airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls
All other purchases
1xmiles
On all purchases that do not qualify for a higher multiplier
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $695 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.74% - 28.24%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
4 benefits (3 strong or better) including 1 hidden gems
Travel Insurance
Travel Access & Perks
Travel Credits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
Enjoy unlimited United Club℠ access for you and a guest, first and second checked bags free, Premier Access travel services, and over $875 in annual partner credits. Plus, earn up to 90,000 bonus miles after qualifying activities.
Ready to Decide?
Apply for the United Club(SM) Card
10,000 miles with a $695 annual fee.
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them through editorial review.
Last updated:
Editorial Review
Pending editorial review.
Data Quality
- 4 of 4 benefits rated high confidence
- 2 of 2 offers verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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