$350
Annual fee
$100
Bonus value
See the card
Card reviewChase
Updated Jul 17, 2026 · research
ChaseUnited MileagePlus
United Club(SM) Card
United ClubSM access, 2 free checked bags, Premier Access travel services, and over $875 in annual partner credits.
PremiumPersonal
Visa
Credit profile: excellent$695
Annual fee
5x miles other united purchases
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
90,000 miles
Spend $5,000 in 90 days
Verifiedproduct page
Card Offers
public
90,000 miles
Spend $5,000 in 90 days
product page
Earning Rates
Other United purchases
5xmiles
Renowned Hotels and Resorts prepaid bookings
5xmiles
United flights
5xmiles
Additional miles earned through MileagePlus membership depending on status and fare class.
Dining
2xmiles
Includes eligible delivery services.
Other travel
2xmiles
Includes airfare, trains, transit, cruises, hotels, car rentals, rideshare, and tolls.
All other purchases
1xmiles
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $695 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.74% - 28.24%
- Balance Transfer APR
- 19.74% - 28.24%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
5 benefits (4 strong or better)
Travel Insurance
Travel Access & Perks
Travel Credits
Elite Status
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
Enjoy unlimited United Club℠ access for you and a guest, free first and second checked bags, Premier Access travel services, and premium travel benefits including Avis President's Club and Platinum Elite status with IHG One Rewards.
Ready to Decide?
Apply for the United Club(SM) Card
90,000 miles with a $695 annual fee.
Spend $5,000 in 90 days
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 5 of 5 benefits rated high confidence
- 5 source citations across benefits
- 1 of 1 offer verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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