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TD First Class Visa Signature Credit Card vs U.S. Bank Cash+® Visa Signature® Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | TD Bank | US Bank |
Card Network | ||
Card Type Data: 2/2 cards | travel | cashback |
Card Tier Data: 2/2 cards | Mid Tier | Premium |
Credit Score | — | Good(700-749) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $89 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 16.74% | 17.74% – 27.99% |
Intro APR | — | 0% for 15 months |
| Rewards | ||
Welcome Bonus | Earn 25,000 miles | Earn $250 |
Bonus Value | $250 | $250 |
Reward Rate Data: 2/2 cards | 3x miles on dining | 5% back on prepaid travel center bookings |
Reward Program Data: 2/2 cards | First Class miles | U.S. Bank Cash+ Rewards |
| Earning Rates | ||
| All Other Eligible Purchases | — | 1% backStandard rate on non-category purchases or on chosen category spend exceeding the quarterly cap. |
| All other purchases | 1x milesApplies to eligible purchases. | — |
| Dining | 3x miles | — |
| One Chosen Everyday Category | — | 2% backOn one everyday category chosen each quarter (e.g., gas/EV charging, grocery stores, or restaurants). Excludes discount stores, supercenters, and wholesale clubs. |
| Prepaid Travel Center Bookings | — | 5% backMust be booked directly in the U.S. Bank Travel Center using your Cash+ Card. |
| Travel | 3x milesIncludes flights, hotels, car rentals and cruises. | — |
| Two Chosen Categories | — | 5% backOn the first $2,000 in combined eligible purchases each quarter on two categories you choose (e.g., cell phone, department stores, fast food). Purchases over cap earn 1%. |
| Benefits | ||
Key Benefits |
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