Card comparisonSide by side
United Gateway℠ Card vs World of Hyatt Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Entry Level | Mid Tier |
Credit Score | Good(700-749) | Excellent(750+) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $95 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.74% – 28.24% | 19.24% – 27.74% |
Intro APR | 0% for 12 months | — |
| Rewards | ||
Welcome Bonus | Earn 30,000 miles | Earn 75,000 points |
Reward Rate Data: 2/2 cards | 5x miles on united flights | 9x pts on hyatt hotels and resorts |
Reward Program Data: 2/2 cards | United MileagePlus | World of Hyatt |
| Earning Rates | ||
| Airline tickets purchased directly from the airline | — | 2x ptsMust be purchased directly with the airline. |
| All other purchases | 1x miles | 1x ptsStandard base earning rate. |
| Fitness club and gym memberships | — | 2x pts |
| Gas stations | 2x miles | — |
| Hyatt Hotels and Resorts | — | 9x ptsEarns 4 Bonus Points per $1 spent on qualifying Hyatt purchases, plus 5 Base Points from Hyatt for being a World of Hyatt member. |
| Local transit and commuting | 2x milesIncludes ride share services, taxicabs, train tickets, tolls, and mass transit | 2x ptsIncludes mass transit, tolls, and rideshares. |
| Restaurants | — | 2x ptsIncludes dining out and delivery. |
| United flights | 5x milesIncludes 3x miles as a MileagePlus member, plus 2x miles earned with the United Gateway Card | — |
| United purchases | 2x milesOn all other eligible United purchases | — |
| Benefits | ||
Key Benefits |
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