Card comparisonSide by side
United Gateway SM Card vs World of Hyatt Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
Pair snapshot
2
cards
A-B
comparison
Comparison table
The numbers, lined up.
How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
Swipe horizontally to compare all columns
| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Entry Level | Mid Tier |
Credit Score | — | Excellent(750+) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $95 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.74% – 28.24% | 19.24% – 27.74% |
Intro APR | 0% for 12 months | — |
| Rewards | ||
Welcome Bonus | Earn 40,000 miles | Earn 75,000 points |
Reward Rate Data: 2/2 cards | 5x miles on eligible united flights | 9x pts on hyatt hotels and resorts |
Reward Program Data: 2/2 cards | United MileagePlus | World of Hyatt |
| Earning Rates | ||
| Airline tickets purchased directly from the airline | — | 2x ptsMust be purchased directly with the airline. |
| All other purchases | 1x miles | 1x ptsStandard base earning rate. |
| Eligible United flights | 5x miles5x total includes 3x miles on the Primary Cardmember's fare from United as a MileagePlus member plus 2x miles on the entire United purchase with the card; mileage earning differs for Basic Economy or base option tickets. | — |
| Eligible United purchases | 2x milesIncludes airline tickets purchased from United, seat upgrades, Economy Plus, inflight food, beverages and Wi-Fi, baggage service charges, other United fees, and United Card Events from Chase; exclusions apply. | — |
| Fitness club and gym memberships | — | 2x pts |
| Gas stations | 2x miles | — |
| Hyatt Hotels and Resorts | — | 9x ptsEarns 4 Bonus Points per $1 spent on qualifying Hyatt purchases, plus 5 Base Points from Hyatt for being a World of Hyatt member. |
| Local transit and commuting | 2x milesIncludes ride share services, taxicabs, train tickets, tolls, and mass transit. | 2x ptsIncludes mass transit, tolls, and rideshares. |
| Restaurants | — | 2x ptsIncludes dining out and delivery. |
| Benefits | ||
Key Benefits |
|
|
