Card comparisonSide by side
United Gateway(SM) Card vs World of Hyatt Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Entry Level | Mid Tier |
Credit Score | Excellent(750+) | Good(700-749) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $95 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.74% – 28.24% | 19.24% – 27.74% |
Intro APR | 0% for 12 months | — |
| Rewards | ||
Welcome Bonus | Earn 30,000 miles | Earn 30,000 points |
Bonus Value | $300 | $300 |
Reward Rate Data: 2/2 cards | 5x miles on united flights | 4x pts on hyatt hotels and resorts |
Reward Program Data: 2/2 cards | United MileagePlus | World of Hyatt |
| Earning Rates | ||
| All other purchases | 1x miles | — |
| Gas stations | 2x miles | — |
| Hyatt hotels and resorts | — | 4x ptsQualifying purchases made at Hyatt hotels and resorts participating in the World of Hyatt Program |
| Local transit and commuting | 2x milesIncludes rideshares, taxicabs, train tickets, tolls, and mass transit | — |
| Other United purchases | 2x milesIncludes seat upgrades, Economy Plus, inflight food, beverages, Wi-Fi, and baggage service charges from United | — |
| United flights | 5x milesIncludes 3x miles on the Primary Cardmember's fare from United as a MileagePlus member, plus 2x miles on entire United purchase with the card | — |
| airline tickets | — | 2x ptsPurchased directly from the airline |
| all other purchases | — | 1x pts |
| fitness clubs and gym memberships | — | 2x pts |
| local transit and commuting | — | 2x pts |
| restaurants | — | 2x ptsExcluding dining purchases that qualify for 4 Bonus Points |
| Benefits | ||
Key Benefits |
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