Card comparisonSide by side
United GatewaySM Card vs World of Hyatt Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
Pair snapshot
2
cards
A-B
comparison
Comparison table
The numbers, lined up.
How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
Swipe horizontally to compare all columns
| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Entry Level | Mid Tier |
Credit Score | Excellent(750+) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $95 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.74% – 28.24% | 19.24% – 27.74% |
Intro APR | 0% for 12 months | — |
| Rewards | ||
Welcome Bonus | Earn 30,000 miles | Earn 75,000 points |
Bonus Value | $300 | $750 |
Reward Rate Data: 2/2 cards | 5x miles on eligible united flights | 4x pts on hyatt hotels and resorts |
Reward Program Data: 2/2 cards | United MileagePlus | World of Hyatt |
| Earning Rates | ||
| Hyatt hotels and resorts | — | 4x ptsQualifying purchases made at participating Hyatt hotels and resorts |
| airline tickets | — | 2x ptsPurchased directly from the airline |
| all other eligible United purchases | 2x miles | — |
| all other purchases | 1x miles | 1x ptsEarn 2 Bonus Points total per $1 spent in the first 6 months on purchases that normally earn 1 Bonus Point, on up to $15,000 spent |
| eligible United flights | 5x milesIncludes 3x miles as a MileagePlus member plus 2x miles on purchase with card | — |
| fitness club and gym memberships | — | 2x pts |
| gas stations | 2x miles | — |
| local transit and commuting | 2x milesIncludes rideshare, taxicabs, train tickets, tolls, and mass transit | 2x pts |
| restaurants | — | 2x ptsExcluding dining purchases that qualify for Hyatt purchases |
| Benefits | ||
Key Benefits |
|
|
