Card reviewChase
Updated Jul 16, 2026 · research
United Gateway (Service Mark) Card
ChaseUnited MileagePlus

United GatewaySM Card

Earn unlimited miles with no annual fee, 2 checked bags each year after spend, and 25% back on United inflight purchases.

Entry LevelPersonal
Visa
Credit profile: excellent
$0
Annual fee
5x miles eligible united flights
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

Earn 10,000 miles

0
Verifiedofficial site

Card Offers

public

Earn 10,000 miles

Verified
0
official site

public

Earn 30,000 miles

Verified

Spend $1,000 in 90 days

official site

Earning Rates

eligible United flights
5xmiles

Includes 3x miles as a MileagePlus member plus 2x miles on purchase with card

all other eligible United purchases
2xmiles
Gas Stations
2xmiles
local transit and commuting
2xmiles

Includes rideshare, taxicabs, train tickets, tolls, and mass transit

all other purchases
1xmiles

Fees

Fee TypeAmount
Annual Fee$0
Foreign Transaction Fee0%

APR Information

Purchase APR
19.74% - 28.24%0% intro APR for 12 months

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

5 benefits (1 strong or better)

Travel Insurance

Purchase Protection

Lifestyle Benefits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The United GatewaySM Card offers travel rewards on United flights, gas stations, and transit with no annual fee. Get 25% back on United inflight purchases and save on flights booked with miles after hitting spending thresholds.

Ready to Decide?

Apply for the United GatewaySM Card

Earn 10,000 miles with no annual fee.

Airline program

United MileagePlus

Earns Miles

Card Categories

TravelAirlineNo Annual FeeNo Foreign Transaction FeeCo-branded

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them with automated checks.

Last updated:

How it's checked

Analyzed by the Rewardopedia Engine.

Data Quality
  • 5 of 5 benefits rated high confidence
  • 5 source citations across benefits
  • 2 of 2 offers verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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