Card comparisonSide by side
UnitedSM Explorer Card vs World of Hyatt Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Mid Tier | Mid Tier |
Credit Score | Excellent(750+) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $150 | $95 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.74% – 28.24% | 19.24% – 27.74% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 50,000 miles | Earn 75,000 points |
Bonus Value | $500 | $750 |
Reward Rate Data: 2/2 cards | 9x miles on united flights | 4x pts on hyatt hotels and resorts |
Reward Program Data: 2/2 cards | United MileagePlus | World of Hyatt |
| Earning Rates | ||
| All other purchases | 1x miles | — |
| Dining | 2x milesIncluding eligible delivery services. | — |
| Hotel stays | 2x milesWhen booked directly with the hotel. | — |
| Hyatt hotels and resorts | — | 4x ptsQualifying purchases made at participating Hyatt hotels and resorts |
| Other eligible United purchases | 3x miles | — |
| United flights | 9x miles6x miles on the Primary Cardmember’s fare from United as a MileagePlus member, plus 3x miles on entire United purchase with United Explorer Card. | — |
| airline tickets | — | 2x ptsPurchased directly from the airline |
| all other purchases | — | 1x ptsEarn 2 Bonus Points total per $1 spent in the first 6 months on purchases that normally earn 1 Bonus Point, on up to $15,000 spent |
| fitness club and gym memberships | — | 2x pts |
| local transit and commuting | — | 2x pts |
| restaurants | — | 2x ptsExcluding dining purchases that qualify for Hyatt purchases |
| Benefits | ||
Key Benefits |
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