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Card reviewUS Bank
Updated Apr 14, 2026 · research
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US BankU.S. Bank Altitude Go RewardsEditorially reviewed

U.S. Bank Altitude Go Secured Visa Card

Earn up to 4X points while building credit. $0 annual fee. Security deposit of $300 to $5,000.

Entry LevelPersonal
Visa
Credit profile: poor
$0
Annual fee
4x pts dining, takeout and restaurant delivery
Top rate
N/A
Foreign fee
N/A
Rating

Current Welcome Offer

0 bonus

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Card Offers

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0 bonus

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Earning Rates

dining, takeout and restaurant delivery
4xpoints
gas stations and EV charging stations
2xpoints
streaming services and grocery stores
2xpoints
all other eligible purchases
1xpoints

Pros & Cons

Pros

  • No annual fee.
  • Rewards up to 4X points on dining and related categories.
  • Secured card helps build credit with poor credit.
  • Bonus points on groceries, gas, streaming, and EV charging.

Cons

  • Requires security deposit of $300 to $5,000.
  • No welcome bonus.
  • Limited to entry-level secured card features.
  • 1X points on non-bonus purchases.

Key Takeaways

  • $0 annual fee secured Visa card.
  • Earn 4X points on dining, takeout, and delivery.
  • 2X points on gas/EV charging, groceries, and streaming.
  • Requires $300-$5,000 deposit for poor credit users.

Fees

Fee TypeAmount
Annual Fee$0

Hidden Gems

EV Charging Bonus

Earn 2X points at EV charging stations alongside gas stations. This supports users with electric vehicles.

Streaming Services Rewards

Get 2X points on streaming services. This adds value for entertainment spending.

Frequently Asked Questions

What is the annual fee for the U.S. Bank Altitude Go Secured Visa Card?
The annual fee is $0. This applies every year with no waiver in the first year.
What security deposit is required?
A security deposit between $300 and $5,000 is required to open the account. This deposit sets the initial credit limit.
What are the rewards earning rates?
Earn 4 points per dollar on dining, takeout, and restaurant delivery. Earn 2 points per dollar at gas stations, EV charging stations, streaming services, and grocery stores, and 1 point per dollar on all other eligible purchases.
Is there a welcome bonus offer?
There is no welcome bonus. The card focuses on ongoing rewards earning.
Who qualifies for this card?
The card suits those with poor credit scores. It is a secured, entry-level Visa card for personal use.
What reward program does it use?
Points earn into the U.S. Bank Altitude Go Rewards program. Rewards apply to specified everyday spending categories.
What credit network is it on?
The card operates on the Visa network. This provides wide acceptance for purchases.

About This Card

This card fits people with poor credit who want to build credit while earning rewards on dining, groceries, gas, and streaming. It works for those comfortable with a security deposit.

Open the door to better credit and get rewarded for your everyday spending. Start with a security deposit of $300 to $5,000 and enjoy $0 annual fee. Plus earn up to 4X points on dining, takeout and restaurant delivery. 2X points at gas stations and EV charging stations. 2X points on streaming services and at grocery stores. 1X point on all other eligible purchases.

It offers elevated rewards rates on dining and everyday categories uncommon for secured cards aimed at poor credit.

Ready to Decide?

Apply for the U.S. Bank Altitude Go Secured Visa Card

0 bonus with no annual fee.

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Reward Program

U.S. Bank Altitude Go Rewards

Earns Points

Learn more

Card Categories

SecuredRewardsNo Annual FeeBuild Credit

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

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Editorial Review

Pending editorial review.

Data Quality
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